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    <title>topic Re: Santander Goodwill REJECTION in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284891#M641902</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/964000"&gt;@Twotimesacharm&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Can't argue with that!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This post made me think of ... &lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-Santander-Deleted-550-Million-Settlement-with-Deletion-of/td-p/6034418" target="_blank"&gt;Update Santander (Deleted) 550 Million Settlement with Deletion of loans possible&lt;/A&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 23 Mar 2021 04:18:06 GMT</pubDate>
    <dc:creator>AllZero</dc:creator>
    <dc:date>2021-03-23T04:18:06Z</dc:date>
    <item>
      <title>Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284699#M641869</link>
      <description>&lt;P&gt;Just wanted to share with the community. I wrote emails to executives at Santandar yesterday to remove a settled account (have sent letters in the past) and was called by each office today and told the same thing. They report ALL accounts. The two people I spoke with were very polite and sympathized with my situation, but ultimately could not help - company policy. This was my third and final attempt with them &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hopefully others have better luck!&lt;/P&gt;</description>
      <pubDate>Mon, 22 Mar 2021 22:23:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284699#M641869</guid>
      <dc:creator>Twotimesacharm</dc:creator>
      <dc:date>2021-03-22T22:23:39Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284854#M641889</link>
      <description>&lt;P&gt;That is&amp;nbsp;unfortunate about your GW denial. Thank you for sharing the data points. Sometimes, it may take more than 3 attempts.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would recommend reading the below from &lt;A href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/947292" target="_blank" rel="noopener"&gt;BrutalBodyShots&lt;/A&gt;&lt;BR /&gt;&lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-odds/m-p/4727098" target="_blank" rel="noopener"&gt;The Saturation Technique: Best GW adjustment odds.&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 03:03:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284854#M641889</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-03-23T03:03:11Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284855#M641890</link>
      <description>&lt;P&gt;Thanks for recommending. Very interesting read. Very detailed and well thought out! Sounds like a weekend research project for sure 😀&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1042214"&gt;@AllZero&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That is&amp;nbsp;unfortunate about your GW denial. Thank you for sharing the data points. Sometimes, it may take more than 3 attempts.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would recommend reading the below from &lt;A href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/947292" target="_blank" rel="noopener"&gt;BrutalBodyShots&lt;/A&gt;&lt;BR /&gt;&lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-odds/m-p/4727098" target="_blank" rel="noopener"&gt;The Saturation Technique: Best GW adjustment odds.&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 03:16:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284855#M641890</guid>
      <dc:creator>Twotimesacharm</dc:creator>
      <dc:date>2021-03-23T03:16:53Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284860#M641892</link>
      <description>&lt;P&gt;What ☝🏻said. 3x is just the beginning. Keep trying. Can't hurt, right? 🙏🏻🙏🏻🙏🏻&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 03:25:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284860#M641892</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-03-23T03:25:06Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284874#M641897</link>
      <description>&lt;BLOCKQUOTE&gt;Congratulations on your approval!&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/964000"&gt;@Twotimesacharm&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Thanks for recommending. Very interesting read. Very detailed and well thought out! Sounds like a weekend research project for sure 😀&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1042214"&gt;@AllZero&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That is&amp;nbsp;unfortunate about your GW denial. Thank you for sharing the data points. Sometimes, it may take more than 3 attempts.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would recommend reading the below from &lt;A href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/947292" target="_blank" rel="noopener"&gt;BrutalBodyShots&lt;/A&gt;&lt;BR /&gt;&lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-odds/m-p/4727098" target="_blank" rel="noopener"&gt;The Saturation Technique: Best GW adjustment odds.&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks to @Anonymous . It's his post. I'm just good at copy and paste. &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 03:43:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284874#M641897</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-03-23T03:43:00Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284880#M641900</link>
      <description>&lt;P&gt;Can't argue with that!&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 03:51:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284880#M641900</guid>
      <dc:creator>Twotimesacharm</dc:creator>
      <dc:date>2021-03-23T03:51:48Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284891#M641902</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/964000"&gt;@Twotimesacharm&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Can't argue with that!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This post made me think of ... &lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-Santander-Deleted-550-Million-Settlement-with-Deletion-of/td-p/6034418" target="_blank"&gt;Update Santander (Deleted) 550 Million Settlement with Deletion of loans possible&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 04:18:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284891#M641902</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-03-23T04:18:06Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Goodwill REJECTION</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284941#M641907</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1042214"&gt;@AllZero&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/964000"&gt;@Twotimesacharm&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Can't argue with that!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This post made me think of ... &lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-Santander-Deleted-550-Million-Settlement-with-Deletion-of/td-p/6034418" target="_blank" rel="noopener"&gt;Update Santander (Deleted) 550 Million Settlement with Deletion of loans possible&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I actually called them today. Apparently my loan didn't qualify, although I'm not sure why. I thought I hit the right marks&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 06:26:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Goodwill-REJECTION/m-p/6284941#M641907</guid>
      <dc:creator>Twotimesacharm</dc:creator>
      <dc:date>2021-03-23T06:26:16Z</dc:date>
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