topic Credit Card in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Card/m-p/6325946#M645596 <DIV class="item-detail-value ng-binding">&nbsp;</DIV><DIV class="item-detail-value ng-binding">This is regarding a credit card that was late, sent to collections agency and then paid off</DIV><DIV class="item-detail-value ng-binding">&nbsp;</DIV><DIV class="item-detail-value ng-binding">It says: "Paid, Closed. $0 written off"</DIV><DIV class="item-detail-label ng-binding">&nbsp;</DIV><DIV class="item-detail-label ng-binding">But the last month of the card it says "CO" which I assume is charged off</DIV><DIV class="item-detail-label ng-binding">Is that the correct designation ?</DIV><DIV class="item-detail-label ng-binding">&nbsp;</DIV> Wed, 12 May 2021 04:52:31 GMT bobnathan0295 2021-05-12T04:52:31Z Credit Card https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Card/m-p/6325946#M645596 <DIV class="item-detail-value ng-binding">&nbsp;</DIV><DIV class="item-detail-value ng-binding">This is regarding a credit card that was late, sent to collections agency and then paid off</DIV><DIV class="item-detail-value ng-binding">&nbsp;</DIV><DIV class="item-detail-value ng-binding">It says: "Paid, Closed. $0 written off"</DIV><DIV class="item-detail-label ng-binding">&nbsp;</DIV><DIV class="item-detail-label ng-binding">But the last month of the card it says "CO" which I assume is charged off</DIV><DIV class="item-detail-label ng-binding">Is that the correct designation ?</DIV><DIV class="item-detail-label ng-binding">&nbsp;</DIV> Wed, 12 May 2021 04:52:31 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Card/m-p/6325946#M645596 bobnathan0295 2021-05-12T04:52:31Z Re: Credit Card https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Card/m-p/6325956#M645597 <P>Yes they can put that. After all, it did get charged off, and once it does, if can't be undone. It won't say current because it wasn't current. It went delinquent and subsequently got charged off.</P> Wed, 12 May 2021 05:14:06 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Card/m-p/6325956#M645597 OmarGB9 2021-05-12T05:14:06Z