topic Has anyone dealt with Jefferson Capital Systems? in Rebuilding Your Credit

Has anyone dealt with Jefferson Capital Systems?

mja1970 — Wed, 30 Jun 2021 03:03:43 GMT

I am currently in the process of getting the last 3 remaining small collection accounts on my credit reports settled and deleted. I have one from Jefferson Capital Systems that has a balance of $432. All of the other collection agencies that I've dealt with in the past to settle accounts have had easily accessible email addresses and I was able to contact them via email. However, I cannot find an email address for Jefferson Capital Systems anywhere, and I've been looking for about the past hour. Does anyone happen to have an email address for them? I strongly prefer to keep all communication with collection agencies in writing for obvious reasons. I guess I could always send them a letter via snail mail, but I'd really prefer to email them if I can find an email address. I just want to settle this account as quickly as possible so I can get it off my credit report.

Re: Has anyone dealt with Jefferson Capital Systems?

Brian_Earl_Spilner — Wed, 30 Jun 2021 03:08:35 GMT

Resolution@jcap.com

My experience is below

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Paid-Jefferson-Capital-LLC/m-p/6014248

Re: Has anyone dealt with Jefferson Capital Systems?

mja1970 — Wed, 30 Jun 2021 04:49:32 GMT

Thank you so much!!! I've been looking all over for this! Hopefully, I will be able to get them to settle. My scores are the highest they've been in many years and my wife and I have plans to (hopefully) purchase a new home in the next 8-10 months, so I'm using this time between now and then to get everything in order as far as my credit reports are concerned so we can secure a mortgage approval by next spring. Only 3 small (all less than $500) collection accounts to go and my credit reports will be totally clean!