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    <title>topic DO YOU THINK IT IS POSSIBLE? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503008#M65076</link>
    <description>&lt;P&gt;HELLO EVERYONE I AM IN THE PROCESS OF WORKING ON MY CREDIT AND RECENTLY IVE HAD 9 OR 38 NEGATIVE ITEMS REMOVED FROM MY REPORT AND MY I HAD NO TRAE LINES BUT OPENED A FIRST PREMIER CC, SMART FINANCIAL SECURED LOAN AND BECAME CURRENT ON MY CONNS ACCT. MY SCORE HAS IMPROVED ALOT BUT DO YOU THINK IT CAN GO UP ALOT MORE IF PREFERABLY 620 OR ABOVE ON ALL SCORES BEFORE NOV? MY&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FIRST PREMIER CC 200 LIMIT WITH A 103.00 BALANCE&lt;/P&gt;&lt;P&gt;SMART FINANCIAL SECURED INSTALLMENT LOAN 900 WAS THE HIGHEST WITH A CURRENT 350.00 BAL&lt;/P&gt;&lt;P&gt;CONNS 1800.00 HIGH AMOUNT 1600 BAL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TELL ME YOUR HONEST OPINION&lt;/P&gt;</description>
    <pubDate>Thu, 14 May 2009 00:22:37 GMT</pubDate>
    <dc:creator>jamevfan</dc:creator>
    <dc:date>2009-05-14T00:22:37Z</dc:date>
    <item>
      <title>DO YOU THINK IT IS POSSIBLE?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503008#M65076</link>
      <description>&lt;P&gt;HELLO EVERYONE I AM IN THE PROCESS OF WORKING ON MY CREDIT AND RECENTLY IVE HAD 9 OR 38 NEGATIVE ITEMS REMOVED FROM MY REPORT AND MY I HAD NO TRAE LINES BUT OPENED A FIRST PREMIER CC, SMART FINANCIAL SECURED LOAN AND BECAME CURRENT ON MY CONNS ACCT. MY SCORE HAS IMPROVED ALOT BUT DO YOU THINK IT CAN GO UP ALOT MORE IF PREFERABLY 620 OR ABOVE ON ALL SCORES BEFORE NOV? MY&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FIRST PREMIER CC 200 LIMIT WITH A 103.00 BALANCE&lt;/P&gt;&lt;P&gt;SMART FINANCIAL SECURED INSTALLMENT LOAN 900 WAS THE HIGHEST WITH A CURRENT 350.00 BAL&lt;/P&gt;&lt;P&gt;CONNS 1800.00 HIGH AMOUNT 1600 BAL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TELL ME YOUR HONEST OPINION&lt;/P&gt;</description>
      <pubDate>Thu, 14 May 2009 00:22:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503008#M65076</guid>
      <dc:creator>jamevfan</dc:creator>
      <dc:date>2009-05-14T00:22:37Z</dc:date>
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    <item>
      <title>Re: DO YOU THINK IT IS POSSIBLE?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503012#M65078</link>
      <description>&lt;P&gt;Where did you get your scores from???&amp;nbsp; Credit&amp;nbsp; RULE #1...Only &lt;FONT color="#ff0000"&gt;REAL FICO&lt;/FONT&gt;'s matter!!!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;To get 620's &amp;amp; higher...pay down those utilizations!!! &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 May 2009 00:26:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503012#M65078</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-05-14T00:26:30Z</dc:date>
    </item>
    <item>
      <title>Re: DO YOU THINK IT IS POSSIBLE?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503014#M65080</link>
      <description>IM TRYING TO PAY THEM DOWN, I GOT MY SCORE FROM THE MORTGAGE CREDIT COMPANY THEY ARE CONSIDERED REAL FICO'S</description>
      <pubDate>Thu, 14 May 2009 00:29:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503014#M65080</guid>
      <dc:creator>jamevfan</dc:creator>
      <dc:date>2009-05-14T00:29:07Z</dc:date>
    </item>
    <item>
      <title>Re: DO YOU THINK IT IS POSSIBLE?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503022#M65083</link>
      <description>it is a Kroll Factual Data Bureau Express report is also says on it that it is a residential credit report and it has all the scores from all the bureaus. factualdata.com</description>
      <pubDate>Thu, 14 May 2009 00:37:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/DO-YOU-THINK-IT-IS-POSSIBLE/m-p/503022#M65083</guid>
      <dc:creator>jamevfan</dc:creator>
      <dc:date>2009-05-14T00:37:27Z</dc:date>
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