https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503393#M65219 <P>If you have no agreement in writing, then you can dispute stating "creditor agreed to remove". However, if they don't delete it, you are stuck with your word against theirs. </P><P>&nbsp;</P><P>&nbsp;</P> Thu, 14 May 2009 17:41:24 GMT Anonymous 2009-05-14T17:41:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503331#M65189 do you dispute with the CRA for a Ca supposed to delete once paid? Thu, 14 May 2009 16:31:47 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503331#M65189 Anonymous 2009-05-14T16:31:47Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503340#M65193 <P>Do you have an agreement in writing? </P><P>&nbsp;</P><P>If so, wait at least 45 days before disputing.</P> Thu, 14 May 2009 16:46:10 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503340#M65193 Anonymous 2009-05-14T16:46:10Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503356#M65202 no verbal in 2007.&nbsp; The letter stated as "per our conversation at 12:51pm you authorized this withdrawal" Thu, 14 May 2009 17:00:20 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503356#M65202 Anonymous 2009-05-14T17:00:20Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503393#M65219 <P>If you have no agreement in writing, then you can dispute stating "creditor agreed to remove". However, if they don't delete it, you are stuck with your word against theirs. </P><P>&nbsp;</P><P>&nbsp;</P> Thu, 14 May 2009 17:41:24 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Dispute-PFD/m-p/503393#M65219 Anonymous 2009-05-14T17:41:24Z