topic Re: Can someone else reset your SOL? in Rebuilding Your Credit

Can someone else reset your SOL?

Ryanpm90 — Tue, 16 Nov 2021 22:08:34 GMT

Kind of an odd issue, If another person pays a bill for you using their debit card does that reset the SOL on a debt for you?

Re: Can someone else reset your SOL?

collics — Tue, 16 Nov 2021 23:14:06 GMT

The SOL is how long a company can sue you for a debt. Is that what your talking about?

Or do you mean the time for an account to fall off your reports?

Re: Can someone else reset your SOL?

OmarGB9 — Tue, 16 Nov 2021 23:26:28 GMT

I'm assuming you mean a delinquent/charged off debt. Was this debt paid in full with said debit card? If so, then SOL is a moot point.

Re: Can someone else reset your SOL?

Ryanpm90 — Wed, 17 Nov 2021 00:46:49 GMT

The account was delinquent and a payment was made, however it was not brought current with that payment.
My bank statement from that time period proves that I did not personally make the payment.

Re: Can someone else reset your SOL?

gdale6 — Wed, 17 Nov 2021 02:33:58 GMT

@Ryanpm90 wrote:
The account was delinquent and a payment was made, however it was not brought current with that payment.
My bank statement from that time period proves that I did not personally make the payment.

You need to refer to your states laws on what can reset the SOL Some will say a payment will reset it but most will say that a new promise to pay in writing must be done.