topic Re: Enhanced Recovery Company (ERC) unsolicited deletion in Rebuilding Your Credit

Enhanced Recovery Company (ERC) unsolicited deletion

TC1212 — Thu, 09 Dec 2021 15:29:03 GMT

Logged onto my husband's Credit Karma report after receiving a notice that this collection account was removed. The collection was placed in June 2019 for a $229 AT&T bill. We paid it in late 2019 and dispusted it a couple of times then, with no success. Haven't attempted anymore deletions since then. Early Christmas present I guess. Don't have access to FICO score to see change, but Credit Karma only showed a 1 point increase.

Re: Enhanced Recovery Company (ERC) unsolicited deletion

MileHigh96 — Thu, 09 Dec 2021 17:56:23 GMT

@TC1212 wrote:
Logged onto my husband's Credit Karma report after receiving a notice that this collection account was removed. The collection was placed in June 2019 for a $229 AT&T bill. We paid it in late 2019 and dispusted it a couple of times then, with no success. Haven't attempted anymore deletions since then. Early Christmas present I guess. Don't have access to FICO score to see change, but Credit Karma only showed a 1 point increase.

A nice surprise!

If you do want to check actual FICO scores, credit.com offers a free 0ne month trial of the ExtraCredit paid version. It will give you complete access to all of you FICO numbers. I tried it for a week and it was a niced service. I canceled before the renewal came up for the first monthly charge, but in that month you can at least get a chance to see what all the scores are.

Re: Enhanced Recovery Company (ERC) unsolicited deletion

FireMedic1 — Thu, 09 Dec 2021 18:24:00 GMT

Congrats! Maybe someone is in the giving spirit.

Re: Enhanced Recovery Company (ERC) unsolicited deletion

Ilinferno — Thu, 09 Dec 2021 21:14:39 GMT

Congrats on the deletion that's definitely a nice surprise!

Re: Enhanced Recovery Company (ERC) unsolicited deletion

TC1212 — Thu, 09 Dec 2021 23:58:19 GMT

@MileHigh96 Thank you. I will try the trial subscription.

Re: Enhanced Recovery Company (ERC) unsolicited deletion

TC1212 — Thu, 09 Dec 2021 23:59:21 GMT

@FireMedic1 Merry Christmas to me. 😀

Re: Enhanced Recovery Company (ERC) unsolicited deletion

TC1212 — Fri, 10 Dec 2021 00:00:17 GMT

@Ilinferno yes, nice deletion. Thank you.