topic Re: EE TU Success - Online Dispute in Rebuilding Your Credit

EE TU Success - Online Dispute

TheFIGuy — Sat, 01 Jan 2022 18:09:18 GMT

Happy New Year!

I rolled the dice today 01/01/22 0900hrs PST and submitted an online TU dispute via the their dispute center for an Early Exclusion (EE). TU EE instant/automated sucess on first day of 6 months!

Hopefully this helps someone in the future

Account Information from TU report:

Adverse Account
"Estimated month and year that this item will be removed: 07/2022" - from TU credit report

As of 01/01/2022 this workflow works:

Navigate to TU dispute Center
Chose the Adverse Account — (I had other things I wanted to dispute ex: incorrect work name, but I was already tense so I decided to keep the EE in it's own dispute and wait the additional 24hrs per dispute)
Chosen reason - "Item is too old to be on my credit report/account"
Added Note - "Requesting Early Exclusion for this item, Thank you"
Submitted 01/01/22 @ 0900hrs PST
Recieved email 0902hrs PST Dispute Received
Recieved email 0902hrs PST Dispute Results Available
Refreshed/Checked the main page for results
Your Investigation Results - "INVESTIGATION RESULTS - DELETED: The disputed item(s) was removed from your credit report."

PUMPED!

So now I just wait for EQ to naturally fall off as that's my last report showing something adverse. Have a Happy New Years myFICO Familia!

Re: EE TU Success - Online Dispute

Irv02 — Sun, 02 Jan 2022 09:45:24 GMT

Nice! Good way to start the year.

Re: EE TU Success - Online Dispute

FireMedic1 — Sun, 02 Jan 2022 10:34:29 GMT

Booyah! Congrats @TheFIGuy

Re: EE TU Success - Online Dispute

tnhomestead — Sun, 02 Jan 2022 21:40:58 GMT

Congrats, I tried the tu and too complicated for my small brain so went through credit karma instead

Re: EE TU Success - Online Dispute

DarlingNola — Sat, 15 Jan 2022 18:14:28 GMT

I literally just followed your steps and my two baddies were immediately removed! One was scheduled to fall off on 3/2022 and the other 6/2022.

Re: EE TU Success - Online Dispute

Reviewers — Sat, 15 Jan 2022 20:35:41 GMT

Congrats on your success!