https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549752#M660814 <P>Send them a goodwill letter and plead your case.&nbsp; Point out that you have had a perfect payment history otherwise and kindly request them to remove the 2 lates.&nbsp; The worst that can happen is they say no.</P> Sun, 12 Jun 2022 16:16:10 GMT jrwa81 2022-06-12T16:16:10Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549727#M660803 <P>So I have tow baddies from one bloomingdales back to back. I've neen in good standing with them for 12 months now, whats the easiest way to see about having them removed. By baddies I mean 2 late payments....??&nbsp;</P> Sun, 12 Jun 2022 14:32:03 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549727#M660803 exp335 2022-06-12T14:32:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549729#M660804 <P>Requesting GW removals.</P><P>&nbsp;</P><P><A href="http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680" target="_blank">http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680</A></P> Sun, 12 Jun 2022 14:53:47 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549729#M660804 gdale6 2022-06-12T14:53:47Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549752#M660814 <P>Send them a goodwill letter and plead your case.&nbsp; Point out that you have had a perfect payment history otherwise and kindly request them to remove the 2 lates.&nbsp; The worst that can happen is they say no.</P> Sun, 12 Jun 2022 16:16:10 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-Baddies-removed/m-p/6549752#M660814 jrwa81 2022-06-12T16:16:10Z