topic Re: Finally above 700 x3! in Rebuilding Your Credit

Finally above 700 x3!

JustJay119 — Sat, 09 Jul 2022 00:05:14 GMT

Finally hit above 700 with all three bureaus! It was a long road and discipline was key!!

All my previous charged off credit cards have finally been removed from my reports. Only derogs left are from my auto loan, which has been settled and a couple lates on a mortgage. But the rebuild was fun and I could not have done it without this site. Seeing prequalifications at major banks, feels good. My goal is to just grow my Amex and finally get that schwab checking.

Re: Finally above 700 x3!

tnhomestead — Sat, 09 Jul 2022 04:25:17 GMT

Congratulations! Just got 2 stick to it and you will be busting 850 b4 you know it!

Re: Finally above 700 x3!

FireMedic1 — Mon, 11 Jul 2022 21:58:27 GMT

Congrats! Welcome to the 700 club! Nice job!

Re: Finally above 700 x3!

babygirl1256 — Tue, 12 Jul 2022 03:22:37 GMT

Congrats on making 700 club . . . it's a great achievement . . . well done and best wishes for continued success!!!

Re: Finally above 700 x3!

Binbinimiwi — Tue, 12 Jul 2022 22:57:13 GMT

Congratulations on getting into the 700 Club! That's so awesome!

Re: Finally above 700 x3!

tcolesz12 — Thu, 14 Jul 2022 00:03:10 GMT

Congrats on the 700 club im hoping to be there soon, so close I can taste it!

Re: Finally above 700 x3!

DLynn1920 — Fri, 15 Jul 2022 03:58:32 GMT

@JustJay119 wrote:
Finally hit above 700 with all three bureaus! It was a long road and discipline was key!!
All my previous charged off credit cards have finally been removed from my reports. Only derogs left are from my auto loan, which has been settled and a couple lates on a mortgage. But the rebuild was fun and I could not have done it without this site. Seeing prequalifications at major banks, feels good. My goal is to just grow my Amex and finally get that schwab checking.

CONGRATS! I'm trying to be like you!

Any tips on how to do it? I'm still trying to rebuild myself from the low 500s.

Re: Finally above 700 x3!

IamWesty12 — Mon, 25 Jul 2022 23:15:56 GMT

@JustJay119 wrote:
Finally hit above 700 with all three bureaus! It was a long road and discipline was key!!
All my previous charged off credit cards have finally been removed from my reports. Only derogs left are from my auto loan, which has been settled and a couple lates on a mortgage. But the rebuild was fun and I could not have done it without this site. Seeing prequalifications at major banks, feels good. My goal is to just grow my Amex and finally get that schwab checking.

@JustJay119 Congrats, hard work does in fact pay off. Kudos, enjoy the fruits of your labor!!!

Re: Finally above 700 x3!

IncreasingFICO — Tue, 26 Jul 2022 20:12:12 GMT

Congratulations!

I too am now above 700 on one of my credit scores out of the three. Just waiting for another one of my accounts to report a zero balance (possibly today or tomorrow) to see my scores go up another 30+ points.