topic Re: Fortiva GW in Rebuilding Your Credit

Fortiva GW

Kingmarco3 — Sun, 24 Jul 2022 00:29:39 GMT

Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it.

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.

Re: Fortiva GW

FireMedic1 — Sun, 24 Jul 2022 08:50:04 GMT

@Kingmarco3 wrote:
Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it.

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.

Go on all your accounts and turn on all notifications by phone. In this day of banking. Texts can save a whole lot of headaches. If you Google Fortiva GW success myfico. Theres nothing there. So try the letters and hope for the best. Welcome to the forums.

Re: Fortiva GW

Kingmarco3 — Sun, 24 Jul 2022 14:13:44 GMT

Thanks for the advice! I will call and talk to someone, then try to gather some mailing addresses, emails, etc. Then I will try the saturation method that I've read about on these forums, if it comes to that. I haven't been able to find any records online of anyone even trying to gw fortiva. I guess I will report back with my results. Thanks again.

Re: Fortiva GW

Gregsbabe11 — Tue, 29 Nov 2022 15:16:08 GMT

Did you have any luck with Fortiva GW? I had same situation, I was taking care of my dad who has colon cancer and missed the payment. I havent found much info on who to contact either.

Re: Fortiva GW

7774x — Tue, 29 Nov 2022 17:51:57 GMT

@Kingmarco3 wrote:
Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it.

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.

In 2021 got a preappproved offer for fortiva $3,000 credit line ,, googled fortiva card reviews.. after reading reviews, tossed offer out.. If I remember the reviews, they may CO after 30 days late

Re: Fortiva GW

FireMedic1 — Tue, 29 Nov 2022 20:28:27 GMT

@Gregsbabe11 wrote:
Did you have any luck with Fortiva GW? I had same situation, I was taking care of my dad who has colon cancer and missed the payment. I havent found much info on who to contact either.

Welcome @Gregsbabe11

OP hasnt been here since July. If there were some results. They'd come back and post it. As posted before. I've not seen much on Fortiva. If its 1 30 day late. Its already lost most of the sting already if its past 2 yrs.

Re: Fortiva GW

Stephanie6 — Thu, 22 Jan 2026 23:08:32 GMT

Has anyone had any luck with Fortiva?

Re: Fortiva GW

Kh_Samyak — Fri, 23 Jan 2026 00:57:07 GMT

Hi everyone,

Due to the age of this thread, it will be locked in order to keep discussions current. If you have the same or a similar question/issue, we invite you to start a new thread on the topic.

Thank you.