topic Re: Dispute CRA in Rebuilding Your Credit

Dispute CRA

Anonymous — Fri, 22 May 2009 19:43:40 GMT

hi--If I was sending a dispute to the CRA about the CA not deleting after payment.

Do I send a FCRA 611 or

do I say the CA was suppose to delete after payment.

thanks

JoeBJay20 — Fri, 22 May 2009 20:02:11 GMT

How long has it been since you made the payment? It can take up to 45 days for the CRAs to update the information.

Anonymous — Fri, 22 May 2009 20:29:50 GMT

Normally, I would say to send in the PFD letter that you got from the CA, but as I recall, you just had a verbal PFD, right?

I don't think you have any statutory authority under FCRA, so I would go with the second explanation and hope for the best.

Good luck!

Anonymous — Sun, 24 May 2009 21:37:45 GMT

i paid 12/07. I think my time has passed, right?

JoeBJay20 — Mon, 25 May 2009 00:52:43 GMT

You can dispute with the CRAs as creditor agreed to delete.