topic Re: Early Exclusion Delete charge-off and collections in seconds in Rebuilding Your Credit

Early Exclusion Delete charge-off and collections in seconds

911gt34life — Thu, 16 Mar 2023 11:00:14 GMT

i did not know about Early Exclusion OMG... just did it online for TU and

INVESTIGATION RESULTS - DELETED: The disputed item(s) was removed from your credit report.

it was remove in seconds but tomorrow do the rest of them for TU... later on today will try do experian which is 3 month early...

wondering if anyone here been able to remove experian sooner......

Re: Early Exclusion Delete charge-off and collections in seconds

donkort — Thu, 16 Mar 2023 13:39:38 GMT

Congrats on what's occurred so far!

Re: Early Exclusion Delete charge-off and collections in seconds

drewricomakeubu — Thu, 16 Mar 2023 14:10:08 GMT

@911gt34life wrote:
i did not know about Early Exclusion OMG... just did it online for TU and

INVESTIGATION RESULTS - DELETED: The disputed item(s) was removed from your credit report.

it was remove in seconds but tomorrow do the rest of them for TU... later on today will try do experian which is 3 month early...

wondering if anyone here been able to remove experian sooner......

Experian EE is built into the On Record Until Date you can see when you pull EX from annualcreditreport . com. I called EX a few days to try and get EE and it was pointless, although they did give me the exact dates stuff will be deleted. Don't get me wrong, it won't stop me from calling periodically to see if I can get someone that will EE.

Whatever you do, don't try with Equifax, they're a bunch of idiots there.

Re: Early Exclusion Delete charge-off and collections in seconds

911gt34life — Thu, 16 Mar 2023 15:31:29 GMT

you have to ask for supervisor and you can also do it online ...

Re: Early Exclusion Delete charge-off and collections in seconds

NoMoreE46 — Thu, 16 Mar 2023 15:15:57 GMT

TU is 6 months,

EXP is 3 months and yes try on line.

Dont mess with Equifax.

Re: Early Exclusion Delete charge-off and collections in seconds

Traveler101 — Thu, 16 Mar 2023 15:37:44 GMT

Congratulations 🎊 on your EE. I just tried for giggles on EX. I'm due for removal july 25th this year. No soup for me. Worth a shot in trying. Will try again end of next month. I want my points, lmao. I'm so close to 800s on all 3. I will be content then.

Re: Early Exclusion Delete charge-off and collections in seconds

GTS — Sat, 18 Mar 2023 00:44:25 GMT

Congrats on the EE. I did one with TU 2 weeks ago and got a response within seconds also. Then submitted another one that was set to fall off even sooner then the other one they deleted and well, that was 2 weeks ago and I'm still waiting. Also have one last one to submit but TU won't let me until the current EE request has been eaither approved or denied

Re: Early Exclusion Delete charge-off and collections in seconds

drewricomakeubu — Sat, 18 Mar 2023 05:38:26 GMT

@NoMoreE46 wrote:
TU is 6 months,
EXP is 3 months and yes try on line.

Dont mess with Equifax.

Any secrets to doing EX online?

Re: Early Exclusion Delete charge-off and collections in seconds

911gt34life — Thu, 23 Mar 2023 23:58:58 GMT

@drewricomakeubu wrote:
@NoMoreE46 wrote:
TU is 6 months,
EXP is 3 months and yes try on line.

Dont mess with Equifax.
Any secrets to doing EX online?

i just did 3 account with experian on 3/16 still waiting will report back soon possible....

Re: Early Exclusion Delete charge-off and collections in seconds

Libra85 — Fri, 24 Mar 2023 15:12:11 GMT

@911gt34life wrote:
i did not know about Early Exclusion OMG... just did it online for TU and

INVESTIGATION RESULTS - DELETED: The disputed item(s) was removed from your credit report.

it was remove in seconds but tomorrow do the rest of them for TU... later on today will try do experian which is 3 month early...

wondering if anyone here been able to remove experian sooner......

I've actually had good luck with Experian. I requested for late payments to be removed 4 accounts that are scheduled to come off 7/2023-04/2024. (2) of the accounts CBNA/Best Buy and Cap1 had 10 late payments each and they updated and removed all late payments. TD Bank/Target removed the single late payment. I'm still pending on my comenity/VS 1 late payment. The dispute was only open couple day.

TU finally deleted the CBNA/Best account from my report after putting in 3 disputes in the last month. It kept coming back as verified. Account was paid in full August 2017 and DOFD was 07/2016.

I even pressed my luck with EQ and they removed 7 late payments from Cap1 and 7 late payment from CBNA/Best Buy. Target and VS late payments are still showing.

Current Scores

EQ Fico8 729

TU Fico8 718

EX Fico8 729

Re: Early Exclusion Delete charge-off and collections in seconds

911gt34life — Mon, 03 Apr 2023 22:22:29 GMT

UPDATE....

i was able to remove about 10 account from transunion doing it online very good and easy....

experian i was able to remove to 2 when calling the first time.... after calling back to remove 4 more it has been not good at all

1.First Rep Said EE is included with remove date.

2. Other Rep said 30 days before date...

going call back tomorrow and this time going ask for a supervisor.....