topic Re: JUST GOT INTO NAVY FED!! in Rebuilding Your Credit

JUST GOT INTO NAVY FED!!

Paulhines170 — Sat, 29 Jul 2023 15:01:53 GMT

i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!

Re: JUST GOT INTO NAVY FED!!

Linnaea — Sat, 29 Jul 2023 15:25:17 GMT

@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!

Congrats! Month ago I joined ... last night I just did a secured card. I am rebuilding as well. So happy for you and me !

Re: JUST GOT INTO NAVY FED!!

Jeffster1 — Sat, 29 Jul 2023 15:58:32 GMT

@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!

GREAT CU

I waited months and months after my 13 DC in early 2021 to receive my dad's DD-214 so I could join NFCU.

It was well worth the effort and the time.

Re: JUST GOT INTO NAVY FED!!

JoeRockhead — Sat, 29 Jul 2023 16:17:26 GMT

Very nice, congratulations on getting in with Navy! They're a great CU that can be very generous in time. Welcome to the forum.

Re: JUST GOT INTO NAVY FED!!

IamWesty12 — Sat, 29 Jul 2023 17:46:37 GMT

@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!

@Paulhines170 congrats & welcome. You have taken two more steps to rebuilding, joining this forum and NFCU. I am very fortunate as well to have been able to join NFCU. I was even more lucky bc although my Dad and both brothers were Marines, I did not have any of the ppw to turn in. I called on Thanksgiving day last year and believe it or not, I had an extremely friendly and helpful rep that said "no problem that you don't have the documentation, we can still go ahead and process you over the phone to be a member." I opened a savings that day and shortly after a checking acct. Once those were done I used their prequal to see what was up and boom I was approved for all 3 and pulled the trigger on the NFCU Plat w/ $25K starting limit and 18 month balance transfer!!!! Very happy to be part of NFCU. Happy for you as well!

Re: JUST GOT INTO NAVY FED!!

FireMedic1 — Sun, 30 Jul 2023 08:48:45 GMT

Congrats!

Re: JUST GOT INTO NAVY FED!!

Paulhines170 — Sun, 30 Jul 2023 13:19:41 GMT

@IamWesty12 wrote:
@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!
@Paulhines170 congrats & welcome. You have taken two more steps to rebuilding, joining this forum and NFCU. I am very fortunate as well to have been able to join NFCU. I was even more lucky bc although my Dad and both brothers were Marines, I did not have any of the ppw to turn in. I called on Thanksgiving day last year and believe it or not, I had an extremely friendly and helpful rep that said "no problem that you don't have the documentation, we can still go ahead and process you over the phone to be a member." I opened a savings that day and shortly after a checking acct. Once those were done I used their prequal to see what was up and boom I was approved for all 3 and pulled the trigger on the NFCU Plat w/ $25K starting limit and 18 month balance transfer!!!! Very happy to be part of NFCU. Happy for you as well!

That is incredible man! I also did mine over the phone and they only asked me if i had the paperwork but still havent tried to verify it... so idk if they will or not. But im super excited to have the oppritunity to step in with this CU!

Any tips you could give to a newbie? Open to all! My credit score sits around the 600s but i have 3 CO accounts unfourtanatly but all are under $200 and 1 i have paid off already. so i guess what im asking is there any type of plan i should follow with NFCU to get my foot in the door with their cards or products?

Re: JUST GOT INTO NAVY FED!!

Paulhines170 — Sun, 30 Jul 2023 13:20:42 GMT

Thank you!

Any tips you could give to a newbie? Im open to all!

Re: JUST GOT INTO NAVY FED!!

Paulhines170 — Sun, 30 Jul 2023 13:21:48 GMT

@Linnaea wrote:
@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!
Congrats! Month ago I joined ... last night I just did a secured card. I am rebuilding as well. So happy for you and me !

Thats awesome! Im glad to hear that, my first step to to try and get in with the secured card aswell after i set up my direct deposit with them!

Any tips?

Re: JUST GOT INTO NAVY FED!!

Paulhines170 — Sun, 30 Jul 2023 13:23:26 GMT

@Jeffster1 wrote:
@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!
GREAT CU

I waited months and months after my 13 DC in early 2021 to receive my dad's DD-214 so I could join NFCU.

It was well worth the effort and the time.

Yeah man finding those papers, i was like a kid at Christmas LMAO.

It def made my weekend ALOT better!

Re: JUST GOT INTO NAVY FED!!

Creditwiser — Sun, 30 Jul 2023 13:36:59 GMT

Congrats on your Navy membership ! Play it right and you'll have a solid foundation for your rebuild. I had to file bk7 in 2014 and they are the primary reason for my rapid rebuild success. They were very generous to me post DC and continue to be almost 10 yrs later. Welcome to the forum !

Re: JUST GOT INTO NAVY FED!!

Jeffster1 — Sun, 30 Jul 2023 21:40:35 GMT

@Paulhines170 wrote:
@IamWesty12 wrote:
@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!
@Paulhines170 congrats & welcome. You have taken two more steps to rebuilding, joining this forum and NFCU. I am very fortunate as well to have been able to join NFCU. I was even more lucky bc although my Dad and both brothers were Marines, I did not have any of the ppw to turn in. I called on Thanksgiving day last year and believe it or not, I had an extremely friendly and helpful rep that said "no problem that you don't have the documentation, we can still go ahead and process you over the phone to be a member." I opened a savings that day and shortly after a checking acct. Once those were done I used their prequal to see what was up and boom I was approved for all 3 and pulled the trigger on the NFCU Plat w/ $25K starting limit and 18 month balance transfer!!!! Very happy to be part of NFCU. Happy for you as well!
That is incredible man! I also did mine over the phone and they only asked me if i had the paperwork but still havent tried to verify it... so idk if they will or not. But im super excited to have the oppritunity to step in with this CU!
Any tips you could give to a newbie? Open to all! My credit score sits around the 600s but i have 3 CO accounts unfourtanatly but all are under $200 and 1 i have paid off already. so i guess what im asking is there any type of plan i should follow with NFCU to get my foot in the door with their cards or products?

They've never asked for my dad's DD-214, but I keep it just in case. I'd rather rest easily knowing I had the document in case someone at NFCU decided to do an audit of members. They have every right to do so. Best to be safe when building a relationship with this great CU.

Re: JUST GOT INTO NAVY FED!!

MileHigh96 — Mon, 31 Jul 2023 13:58:42 GMT

@Paulhines170 wrote:
i have been searching for the longest time trying to find my dads DD-214 paper from the Army so I could join. Today I finally found it and was able to get the ball rolling with NFCU! I'm also in the rebuilding stage of my credit so I'm super greatful I'm able to start building a relationship with them!

just wanted to share my good news!

Congrats on getting in with NFCU! You will be very happy with them. It took me over a year to get the paperwork I needed to be able tojoin. My dad was in the USAF but had passed away several years ago and I didn't have his DD214, so I had to get it from the VA and his records just happened to be in the ones that were damaged in the fire way back in 1973, so it took a long time to get everything, but once I did, I got right in with NFCU and couldn't be happier.

Get your savings account opened and then checking if you want (I only have a savings account with them) and then chck into their credit products. Just a couple of months after I joined, they sent me an invitation to apply for one of their cards and I was instantly approved for $12.5K and I was just floored. They are amazing and they will definite;y take care of you.