topic Re: Companies with verified PFD in Rebuilding Your Credit

Companies with verified PFD

tvember24 — Fri, 24 Nov 2023 19:05:03 GMT

Apologies to the mods if this shouldn't be a topic of its own. I thought it'd be good for people working on rebuilding their credit to know which companies do in fact pay for delete upon payment of an account! These are based on my personal phone conversations with a CSR.

National Credit Systems
Midland Credit Management (website proof)
Contract Callers Inc.
NCB Management Services
LVNV Funding
Plaza Services
Portfolio Recovery Associates
Compass Recovery Group (only if full balance is paid; no pay-for-delete option for settlement or lower amounts)

I'll update this as I learn about more companies but I hope this helps!

Re: Companies with verified PFD

OmarGB9 — Tue, 28 Nov 2023 20:46:34 GMT

There's actually a thread out there that has a decent list of that already, though I don't think it's been updated in a little while. But I think it's still pretty accurate for the most part.

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Collection-agencies-that-do-PFD/td-p/5675391

Re: Companies with verified PFD

tvember24 — Wed, 29 Nov 2023 02:43:35 GMT

Oh, my apologies for the double post then!