topic Re: Credit Collection Services (CCS) Pay for Delete in Rebuilding Your Credit

Credit Collection Services (CCS) Pay for Delete

Davi106 — Sat, 19 Nov 2022 08:07:21 GMT

I recently checked my CR and noticed 2 new collections from CCS. I called CCS to offer PFD and they told me they will not delete only update the report the report to paid in full. Any suggestions? Please help. Thanks!

Re: Credit Collection Services (CCS) Pay for Delete

FireMedic1 — Sat, 19 Nov 2022 10:54:36 GMT

Welcome @Davi106

Paid is better than owed. This is from Feb:

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-Credit-Collection-Services-still-do-PFD/td-p/6487914

Not much more you can do.

Re: Credit Collection Services (CCS) Pay for Delete

Brooklyn2018 — Sat, 26 Nov 2022 23:50:49 GMT

@Davi106 wrote:
I recently checked my CR and noticed 2 new collections from CCS. I called CCS to offer PFD and they told me they will not delete only update the report the report to paid in full. Any suggestions? Please help. Thanks!

OP, I was successful with a PFD from CCS. It's been a few years dealing with them. But, they were easy to deal with. If I'm not mistaken(🤷‍♂️) as I stated, it's been awhile...I believe they have accounts that are permitted/eligible for PFD and some that aren't(at the request of the OC.) With that said, you can call CCS and ask if your account is eligible for PFD and at what %. I would be sure that your collection is past the SOL in your state. Hopefully, it is something that can be PFD @ % <$Bal?

GL.🤞 Let us know how it turned out.

I❤️NY

Re: Credit Collection Services (CCS) Pay for Delete

Jlbolden — Mon, 16 Jan 2023 02:08:50 GMT

I was told the same by CCS, but progressive said that they should delete. I'm very confused.

Re: Credit Collection Services (CCS) Pay for Delete

MrsBs-Money — Thu, 09 Mar 2023 19:57:39 GMT

@Jlbolden wrote:
I was told the same by CCS, but progressive said that they should delete. I'm very confused.

Did you ever get this settled?

Re: Credit Collection Services (CCS) Pay for Delete

Jlbolden — Thu, 09 Mar 2023 20:17:24 GMT

No.

Re: Credit Collection Services (CCS) Pay for Delete

Creditwiser — Fri, 10 Mar 2023 00:54:02 GMT

@Jlbolden wrote:
No.

Did you pay yet ? Have you tried to pay the original creditor. If not, I would try that route and if successful, it will be much easier in many cases to dispute it and have it deleted. That practice has worked for me more often than not.

Re: Credit Collection Services (CCS) Pay for Delete

Jlbolden — Fri, 10 Mar 2023 02:06:44 GMT

So, pay original creditor and dispute it with credit bureaus?

Re: Credit Collection Services (CCS) Pay for Delete

Creditwiser — Sun, 12 Mar 2023 02:57:15 GMT

@Jlbolden wrote:
So, pay original creditor and dispute it with credit bureaus?

Yes. Should always be your first attempt when trying to pay back a debt owed.

Re: Credit Collection Services (CCS) Pay for Delete

SSH0126 — Wed, 18 Oct 2023 00:52:50 GMT

@Jlbolden Did you ever pay? Were you successful in getting the collection removed?

Re: Credit Collection Services (CCS) Pay for Delete

Jlbolden — Mon, 11 Dec 2023 03:06:29 GMT

I did pay. It still remains.