topic Re: capital one reporting times in Rebuilding Your Credit

capital one reporting times

theone — Sat, 16 Dec 2023 19:12:00 GMT

hello,

i've had an on and off again rebuild and this time im sticking it through. i've paid off a collection and had it removed and got a +56 score jump on experian. i've paid of two capital one cards and although the statement as been cut, it still hasn't reported on my file. does anyone know who long this takes to reflect on my reports? i'm sure these two cards reporting 0 will help my score a bit too.

i know im being impatient, but seeing the needle move is what's going to keep me going on this journey.

thanks.

also i may have more questions later about marks on equifax and transunion. ugh!

Re: capital one reporting times

Horseshoez — Sat, 16 Dec 2023 20:43:56 GMT

@theone wrote:
hello,
i've had an on and off again rebuild and this time im sticking it through. i've paid off a collection and had it removed and got a +56 score jump on experian. i've paid of two capital one cards and although the statement as been cut, it still hasn't reported on my file. does anyone know who long this takes to reflect on my reports? i'm sure these two cards reporting 0 will help my score a bit too.

i know im being impatient, but seeing the needle move is what's going to keep me going on this journey.

thanks.

also i may have more questions later about marks on equifax and transunion. ugh!

I assume it varies by individual, but CapOne reports to the credit bureaus on or about the 20th of each month for my two cards.

Re: capital one reporting times

Zoostation1 — Sat, 16 Dec 2023 21:40:03 GMT

Capital One had typically been 2-3 days after statement closing for me, but lately there's been some delays with reporting (primarily for EX).

Re: capital one reporting times

theone — Sat, 16 Dec 2023 21:47:50 GMT

@Zoostation1 wrote:
Capital One had typically been 2-3 days after statement closing for me, but lately there's been some delays with reporting (primarily for EX).

thanks i'll check in a few more days

Re: capital one reporting times

theone — Sat, 16 Dec 2023 21:48:33 GMT

@Horseshoez wrote:
@theone wrote:
hello,
i've had an on and off again rebuild and this time im sticking it through. i've paid off a collection and had it removed and got a +56 score jump on experian. i've paid of two capital one cards and although the statement as been cut, it still hasn't reported on my file. does anyone know who long this takes to reflect on my reports? i'm sure these two cards reporting 0 will help my score a bit too.

i know im being impatient, but seeing the needle move is what's going to keep me going on this journey.

thanks.

also i may have more questions later about marks on equifax and transunion. ugh!
I assume it varies by individual, but CapOne reports to the credit bureaus on or about the 20th of each month for my two cards.

looking at past updates both of my cards are on the 15th. so i'll check later in t week. thanks

Re: capital one reporting times

Tikistrong — Tue, 19 Dec 2023 16:28:33 GMT

I recently had this issue with Cap 1. Typically reports on the 11th for me. But, this month they didn't report until the 15th or 16th. So, apparently they are behind. I had just paid it off so, I was very anxious to see it update.