topic Re: I C System in Rebuilding Your Credit

I C System

Anonymous — Thu, 28 May 2009 11:37:19 GMT

Oh lord, these guys are very tough to work with. I received a letter from them saying I needed to pay or they were going to sue so I called up to talk with them about PIF with a PFD. I spoke with Beth Brown. She says their company has never done such a thing and would not do that. I informed her that I had several PFD letters from her company that I've found all over the internet and she was at a loss for words. She said they would get back to me.

I told her that I'd be sending back a letter to K.Rapp and then began to listen to me. Long story short is I mailed out the PFD and emailed K. Rapp. They are supposed to be getting back to me today. Hopefully it works, I'll let you know.

Thanks to everyone for your help!

Re: I C System

Anonymous — Thu, 28 May 2009 13:03:24 GMT

Most CA's will never verbally agree to PFD nor admit they have ever done such a thing. It is the best policy to keep all communications to written form, CMRRR. Verbal discussions or commitements are worthless with CA's.

Send the PFD offer and wait for a written response.

Something to understand is that the CA Rep you speak with gets a bonus or commission for collecting payments. A PFD goes to a different department and authority, and the Rep loses out. They have zero incentive to cooperate. But if you send the written offer, it goes to their consumer affairs department who can make the decision independent of any personal motivations of a rep.

Re: I C System

Anonymous — Thu, 28 May 2009 13:58:46 GMT

check and make sure they are licensed in your state...they are not in illinois.

Re: I C System

Anonymous — Thu, 28 May 2009 14:07:07 GMT

thank you, they are licensed in my state and actually they just called me twice. it was pretty intense and they were extremely rude and tried to strong arm me. they refused to do a pfd and stated that if the debt isn't pif by this weekend it will move forward to a lawyer to file judgement.

i definitely do not want a judgement and i can do pif but i'm also trying very hard to clear this from my past.

Re: I C System

Anonymous — Thu, 28 May 2009 14:11:44 GMT

tell them politely you would like everyhting via mail correspondance....if they continue to call you....grounds for suing them

Re: I C System

Anonymous — Thu, 28 May 2009 15:30:51 GMT

Honestly, a judgment is WAY WORSE than a paid collection.

They are not allowed to threaten to sue you if it is not their intent to actually sue you. So maybe you'll get lucky, and they don't really intend to sue you, and it's just a collection tactic to try to strong arm you.

But keep in mind that they could sue you at any time. And once they send it to a lawyer, they are no longer allowed to deal directly with you, you will have to deal with the lawyer. Who has some incentive to get the full amount, including lawyer's fees.

Maybe it's worth waiting until you get served, and PIF at that time, but then you'll have the lawyer fees problem.

You're going to have to decide how long you're willing to hold out for the PFD in light of their stated intent to sue you.

Re: I C System

Anonymous — Thu, 28 May 2009 15:49:09 GMT

yeah, there's now way i'm getting a judgment. i'm considering calling back today and pif. i just don't want to go by a house a year from now and get denied because it's still on my report.

Re: I C System

Anonymous — Thu, 28 May 2009 19:59:07 GMT

IC System was ok to deal with for me. They set me up on a payment plan that was manageable, which was paid off March of last year yet was still on my CR as a paid collection. After reading this forum, I sent a gw letter on 5/18/09 to get the CA off my reports, didn't hear anything back. But after reading a little more, I sent an email to their CEO yesterday and last night got a response that the account would be deleted from my CRs! I was shocked and am still on cloud 9. I guess it just depends on who you talk to, but keep trying.

Re: I C System

bobtail — Thu, 28 May 2009 23:22:22 GMT

Can you give me their email address?

Re: I C System

Anonymous — Thu, 28 May 2009 23:41:15 GMT

i tried to private message you but it isn't working...you can't post that kind of info on here.

however...it took me like 5 seconds to get the info using google.

Re: I C System

2wheel — Thu, 28 May 2009 23:48:47 GMT

I Paid them off reight away from sprint when I closed my account they would send automated phone calls to my cell phone number every 15 minutes all day long.

Re: I C System

Anonymous — Wed, 10 Jun 2009 15:05:20 GMT

i'm keeping my fingers cross for that almighty PFD but i just got this email from carol labs over at ic systems

Re: I.C. System Account No: 6226939-1

Dear Mr. Sanders:

Your email has been referred to the appropriate department for follow-up.

A response will follow by mail.

I.C. System, Inc.

Debt collector

Re: I C System

Anonymous — Wed, 10 Jun 2009 21:29:04 GMT

@Anonymous wrote:
i'm keeping my fingers cross for that almighty PFD but i just got this email from carol labs over at ic systems

Re: I.C. System Account No: 6226939-1

Dear Mr. Sanders:

Your email has been referred to the appropriate department for follow-up.
A response will follow by mail.

I.C. System, Inc.
Debt collector

Good luck Copper. I had to deal with themfor an account I had with Banfield Pet Hospital. I settled directly with Banfield and sent an email to ICSystems' CEO, who forwarded it to Ms. Labs. She was really pleasant via email and agreed to delete the account.

Re: I C System

Anonymous — Fri, 02 Jul 2010 05:14:01 GMT

I C Systems seem pretty easy to deal with. I emailed them to ask for an old paid Sprint account from 08 to be deleted and a few hours later I got this.

Dear Mr. :

Please accept this as confirmation the account has been withdrawn. The national credit reporting agencies will be instructed to delete any reference to this account from your credit files. A letter confirming this information has been requested. It will be mailed to you.

Sincerely,

Carol Labs

Consumer Affairs

Re: I C System

settleordelete — Fri, 02 Jul 2010 14:27:54 GMT

I did a PFD through I.C. systems via verizon via some other agency in 2007. I only had to pay $250.00 (western union quick collect) and after that I received a letter in the mail stating that I had paid in full and didnt owe them anything else.The account was deleted a few weeks later. But hold on to that letter thay send you for the rest of your life. Go get it laminated.