topic Re: It can be done!!! in Rebuilding Your Credit

It can be done!!!

mademan0890 — Tue, 27 Jan 2026 20:48:47 GMT

I haven't posted in a while. I've been in the background doing the "right" things with my credit. Started out my rebuild journey in the high 400s. I got fed up when I got denied a car loan and home loan. I got obsessed with my credit. I learned a lot especially in this very community. I asked questions. 2 and a half years later I'm in the 740s. I'm a credit expert lol.. Feels freaking great!!!!!!!!!! This is just a word of encouragement for those in the journey. My best word of advice is not to think about this as a "fix"......think about this as a "process". Good habits over time will equal high scores. Focus on the report and not the score. Fix the report and the score will reflect. Thank to everyone on here that has helped me along the way!!!

Re: It can be done!!!

Stuart89 — Tue, 27 Jan 2026 23:15:01 GMT

Congratulations! That must be gratifying Good advice too!!

Re: It can be done!!!

DR527 — Wed, 28 Jan 2026 03:19:47 GMT

Exactly, I think the majority of the pheromones. Have been on the rebuilding side at least once. You grow from your experience good or bad.

Re: It can be done!!!

BigBS — Wed, 28 Jan 2026 14:34:56 GMT

Congratulations on your success! Keep following your process and better things are on the way.

Re: It can be done!!!

Priory_Man — Wed, 28 Jan 2026 20:02:30 GMT

It's encouraging for others to read about success stories such as this, I know a lot get frustrated that things seem to take an age, but a rebuild is not a fast process. With a little determination and a lot of knowledge it is very doable.
Congratulations to you, on a great achievement.

Re: It can be done!!!

SusanJA — Wed, 28 Jan 2026 23:47:55 GMT

Way to go!! You're an inspiration!

Re: It can be done!!!

mademan0890 — Thu, 29 Jan 2026 00:22:26 GMT

Reading success stories is just as important as the objective information some of these folks on here have to share. We didn't ask for this system. But the system is here, and "fair" for those who have the information. Some get the information young, some get it old. We here have the the objective information to help and our story to share. Getting "here"for me was a journey for myself. Probably the best thing anybody rebuilding can do 😉