topic Re: credit reports in Rebuilding Your Credit

credit reports

Anonymous — Fri, 05 Jun 2009 13:21:55 GMT

hi guys just wanna pull the 2 main credit reports - want to know opinion on truest - should i actually go to TU and EX website directly?

thanks

Re: credit reports

BungalowMo — Fri, 05 Jun 2009 14:08:27 GMT

Go to the link in my sig. These are the 3 you get free once per year from their website.

Re: credit reports

Anonymous — Fri, 05 Jun 2009 14:11:36 GMT

I wanna pull now again - already got free ones. Just want update - going for mortgage soon.

Re: credit reports

BungalowMo — Fri, 05 Jun 2009 14:26:49 GMT

Well, you can get the 2 here (google fico discount threads & grab the latest one) & you get your FICO scores too!

Re: credit reports

Anonymous — Fri, 05 Jun 2009 14:30:15 GMT

just tried to do through here and cc was denied due to different name on cc than my husbands who i am trying to order report for - call cust serv and they said it is a known problem do it again tomorrow and it will work - well i want scores TODAY - lol

now a credit fixing junkey!!

Re: credit reports

BungalowMo — Fri, 05 Jun 2009 14:36:28 GMT

So you're using a card in your name for your hubbys reports...right? Well, unless you have another card in both or just his name, you might have to do just that... I know how it is tho.... believe me!

Re: credit reports

Anonymous — Fri, 05 Jun 2009 14:38:22 GMT

so if i go to free credit report for annual free one - which i already got - but paid for a new TU and it says score is 605 is that right or FAKO??? i dont want to get excited yet....

Re: credit reports

BungalowMo — Fri, 05 Jun 2009 16:42:51 GMT

@Anonymous wrote:
so if i go to free credit report for annual free one - which i already got - but paid for a new TU and it says score is 605 is that right or FAKO??? i dont want to get excited yet....

First...that is NOT the site linked to my sig. While that is a real CR, it's not the site I was talking about.

Second ...the site I directed you to does NOT give you scores automatically...FICO or otherwise.

The site you're talking about is with the tv commercial...bla bla. If you want new reports there are the actual websites of the "big 3", or several that you can buy all three or monitor them daily.

The only place to get real FICO scores is...here, under products, on the Equifax website, and at TU CS

You CANNOT purchase a real Experian FICO score anywhere. That was taken away from us consumers back in Feb. *you can get one if you're buying a home or doing a refi on your mortgage. The hard pull your LO does gets you a real EX FICO.

Ok????