Sent DV Letters...whats next??

Anonymous — Tue, 14 Jul 2009 20:29:26 GMT

So I sent out DV letters to some CA's and I have received a few responses. I really appreciate anyone who can shed some light on some of this stuff.

1st

CA sent me a packet with froms from the original creditor. It was from an apartment I lived at a little over 2 1/2 years ago. The itemized statemtn they sent me was from the property management company. I had no idea that I owed them any money. I was never contacted by the property management company. I don't even know if these charges are valid. One of the items itemized was removal of furniture...? The apartment was empty when I left? What should I do for this to resolve to the issue?

2nd

I sent a CA a DV letter and all they sent me back was the account # and the name of the company. it was for a credit card and they barely gave me any info about what the debt was for...(amount, dates, DOL, etc..) What should i expect to see when CA's respond to my DV letter. What info do they have to send in order for it to be a legal accountable resonse to my DV letter?

3rd

There was an account for a medical bill that was sent to collections. I thought I had paid the bill but it seems as though the entire amount was not put on my card. I have one of those FLEX cards that can only be used at Dr's office. It won't go through if I give it to a CA because it doesnt show up as a charge for medical services. Should I go back to my Dr's office and try to pay the bill? If so, how will I then go about getting the item removed from my credit report?

4th

I sent a DV letter to a CA and it came back as undeliverable. I sent it to the address on that was on my credit report. What's the next step I should take? How would I even pay it if there's no correct contact info?

Thanks so much for reading this. I'm just lost on what I should do!

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Sent DV Letters...whats next??