https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536913#M73956 It does not remove the TL.  In the notes section of the TL, it will show as "Disputed by customer" or something similar. Fri, 17 Jul 2009 21:43:21 GMT RadioRob 2009-07-17T21:43:21Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536895#M73951 Do they remove that item off your credit report during the "investigation"  period? Fri, 17 Jul 2009 21:06:06 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536895#M73951 Anonymous 2009-07-17T21:06:06Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536913#M73956 It does not remove the TL.  In the notes section of the TL, it will show as "Disputed by customer" or something similar. Fri, 17 Jul 2009 21:43:21 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536913#M73956 RadioRob 2009-07-17T21:43:21Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536945#M73962 What does get removed is the amount owed in the calculation of UTIL. Like a CC amount due. Fri, 17 Jul 2009 22:53:06 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/when-disputing-with-CRA/m-p/536945#M73962 Anonymous 2009-07-17T22:53:06Z