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    <title>topic Re: Quick Question re: PFD in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Quick-Question-re-PFD/m-p/545995#M76237</link>
    <description>Medical debt cannot remain on your reports once it is paid. You will want to read up on the HIPPAA process to get it removed.</description>
    <pubDate>Thu, 30 Jul 2009 16:21:50 GMT</pubDate>
    <dc:creator>makingitbetter</dc:creator>
    <dc:date>2009-07-30T16:21:50Z</dc:date>
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      <title>Quick Question re: PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Quick-Question-re-PFD/m-p/545987#M76235</link>
      <description>&lt;P&gt;I discovered this website, 3 months ago, and I can honestly say I've become obsessed.&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; I'm currently rebuilding my credit and have a quick question.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I currently have a medical bill in collections and it's on my credit report, I had set up a payment plan with them (I did this prior to discovering this site). Anyway, is it too late to request a PFD? I've only made one payment thus far. Of course I'd rather pay them in full and have it removed from my credit reports. Any and all help will be greatly appreciate..&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jul 2009 16:01:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Quick-Question-re-PFD/m-p/545987#M76235</guid>
      <dc:creator>backontrackjack</dc:creator>
      <dc:date>2009-07-30T16:01:38Z</dc:date>
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    <item>
      <title>Re: Quick Question re: PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Quick-Question-re-PFD/m-p/545995#M76237</link>
      <description>Medical debt cannot remain on your reports once it is paid. You will want to read up on the HIPPAA process to get it removed.</description>
      <pubDate>Thu, 30 Jul 2009 16:21:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Quick-Question-re-PFD/m-p/545995#M76237</guid>
      <dc:creator>makingitbetter</dc:creator>
      <dc:date>2009-07-30T16:21:50Z</dc:date>
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