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  <channel>
    <title>topic Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546397#M76368</link>
    <description>&lt;P&gt;That's fantastic - CONGRATULATIONS!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 31 Jul 2009 02:15:53 GMT</pubDate>
    <dc:creator>wndrwmn78</dc:creator>
    <dc:date>2009-07-31T02:15:53Z</dc:date>
    <item>
      <title>I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546294#M76332</link>
      <description>&lt;P&gt;&lt;FONT size="4"&gt;&lt;STRONG&gt;&lt;FONT color="#ff0000"&gt;I cannot believe it!!!!&amp;nbsp;&amp;nbsp; My TU score just hit 702!&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ok, so I'm just in there...but so what!!??&amp;nbsp; I am SO SO Happy!!!!!! &amp;nbsp;&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jul 2009 22:57:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546294#M76332</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-30T22:57:21Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546295#M76333</link>
      <description>Congrats, Mo!!</description>
      <pubDate>Thu, 30 Jul 2009 22:58:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546295#M76333</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-30T22:58:19Z</dc:date>
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    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546298#M76334</link>
      <description>congrats! i remember when i had good scores like that LOL. now i am just trying to make it into the 600 club.</description>
      <pubDate>Thu, 30 Jul 2009 22:59:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546298#M76334</guid>
      <dc:creator>CreditDrama85</dc:creator>
      <dc:date>2009-07-30T22:59:01Z</dc:date>
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    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546300#M76336</link>
      <description>&lt;P&gt;Woot!&amp;nbsp; Big time congrats!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You even have a few points to spare for me too!&amp;nbsp; (You don't mind sharing right?&amp;nbsp; What's a couple of points between friends?&amp;nbsp; lol)&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jul 2009 23:02:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546300#M76336</guid>
      <dc:creator>RadioRob</dc:creator>
      <dc:date>2009-07-30T23:02:52Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546318#M76340</link>
      <description>congrats mo! that rocks</description>
      <pubDate>Thu, 30 Jul 2009 23:29:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546318#M76340</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-30T23:29:23Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546320#M76341</link>
      <description>&lt;P&gt;Thanks everyone!!&amp;nbsp; It's been a long haul &amp;amp; I still need some updates for accts which will boost it a little more, but seeing that 7...I couldn't believe it!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This bump came from a Firestone card I've had for 3 years &amp;amp; never activated!&amp;nbsp; &lt;EM&gt;DOH!&amp;nbsp; &lt;/EM&gt;Went there...charged new wiper blades...instant 3 yo 1200 cl, then waited for my online acct to update...PIF &amp;amp; it posted today!!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 30 Jul 2009 23:30:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546320#M76341</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-30T23:30:11Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546335#M76344</link>
      <description>Woot woot!!!&lt;BR /&gt;&lt;BR /&gt;Golden windshield wipers --you gotta love it.</description>
      <pubDate>Thu, 30 Jul 2009 23:58:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546335#M76344</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-07-30T23:58:34Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546339#M76348</link>
      <description>Congrats Mo! Welcome to the club.</description>
      <pubDate>Fri, 31 Jul 2009 00:06:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546339#M76348</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2009-07-31T00:06:13Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546346#M76353</link>
      <description>&lt;P&gt;I have to say a totally heartfelt thanks to you two!&amp;nbsp; I have received both directly and indirectly, the best information and help from reading all the great advice you guys offer!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm sure I got a lot from the other MODs too, but I guess you guys are on most when I'm here.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Between your information and that of so many folks who have been here &amp;amp; been through so much of the same...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;.......I couldn't have done it without you!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now...for my latest 3 payments to post along with my recent new 2100 TL....I want those suckers to JUMP! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You guys &amp;amp; gals here are the BEST!&amp;nbsp; *&lt;EM&gt;SMOOCH*&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 00:18:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546346#M76353</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-31T00:18:43Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546370#M76362</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/147817"&gt;@BungalowMo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="4"&gt;&lt;STRONG&gt;&lt;FONT color="#ff0000"&gt;I cannot believe it!!!!&amp;nbsp;&amp;nbsp; My TU score just hit 702!&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ok, so I'm just in there...but so what!!??&amp;nbsp; I am SO SO Happy!!!!!! &amp;nbsp;&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;Hey, I'll be excited to be 'just in there' at 602; I think they'll have to roll me to the hospital at 702, becuase I'll be passed out on the floor!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp; Congrats Mo!</description>
      <pubDate>Fri, 31 Jul 2009 01:08:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546370#M76362</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-31T01:08:36Z</dc:date>
    </item>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546381#M76363</link>
      <description>Congrats!</description>
      <pubDate>Fri, 31 Jul 2009 01:44:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546381#M76363</guid>
      <dc:creator>DI</dc:creator>
      <dc:date>2009-07-31T01:44:01Z</dc:date>
    </item>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546397#M76368</link>
      <description>&lt;P&gt;That's fantastic - CONGRATULATIONS!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 02:15:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546397#M76368</guid>
      <dc:creator>wndrwmn78</dc:creator>
      <dc:date>2009-07-31T02:15:53Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546409#M76370</link>
      <description>&lt;P&gt;Congratulations!&amp;nbsp; I'll be over the moon just to hit 620.&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How long ago did you start working on your credit, and how far did you come?&amp;nbsp; Details, please!!!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Love to see the success stories.&amp;nbsp; It gives me hope to keep plugging away.&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 02:32:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546409#M76370</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-31T02:32:29Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546512#M76407</link>
      <description>&lt;P&gt;This has been an off &amp;amp; on trip for over 5 years!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;With some things, I just had to wait for it to age &amp;amp; drop off...Others were GW's &amp;amp; I lied thru my teeth!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 08:33:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546512#M76407</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-31T08:33:06Z</dc:date>
    </item>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546566#M76417</link>
      <description>CONGRATULATIONS!!!!!!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 31 Jul 2009 13:12:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546566#M76417</guid>
      <dc:creator>armymom</dc:creator>
      <dc:date>2009-07-31T13:12:04Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546569#M76418</link>
      <description>&lt;P&gt;Thanks again everyone!&amp;nbsp; This is where I honestly believe..."what comes around, goes around".&amp;nbsp; Many have helped me... I take that info &amp;amp; use it to help other people here...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I figure, we're all in this together! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 13:26:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546569#M76418</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-31T13:26:20Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546579#M76422</link>
      <description>Right on, Bunga!!!!!!</description>
      <pubDate>Fri, 31 Jul 2009 13:56:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546579#M76422</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-31T13:56:57Z</dc:date>
    </item>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546620#M76432</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/147817"&gt;@BungalowMo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;This has been an off &amp;amp; on trip for over 5 years!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;With some things, I just had to wait for it to age &amp;amp; drop off...Others were GW's &amp;amp; I lied thru my teeth!!&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I can sympathize with you! All of my bad stuff was from 10 years ago, and at the time I didn't know any better, so I just waited for all of it to drop off. It's amazing how my report went from nothing good to (almost) nothing bad. But it was hard feeling like such a failure for so long, and being too embarassed to talk about credit with anyone.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now I'm obsessed with talking about credit!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 14:55:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546620#M76432</guid>
      <dc:creator>wndrwmn78</dc:creator>
      <dc:date>2009-07-31T14:55:53Z</dc:date>
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      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546648#M76439</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/279558"&gt;@wndrwmn78&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/147817"&gt;@BungalowMo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;This has been an off &amp;amp; on trip for over 5 years!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;With some things, I just had to wait for it to age &amp;amp; drop off...Others were GW's &amp;amp; I lied thru my teeth!!&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I can sympathize with you! All of my bad stuff was from 10 years ago, and at the time I didn't know any better, so I just waited for all of it to drop off. It's amazing how my report went from nothing good to (almost) nothing bad. But it was hard feeling like such a failure for so long, and being too embarassed to talk about credit with anyone.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now I'm obsessed with talking about credit!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;OMG...me too!&amp;nbsp; Any time I hear anyone even mention credit, I tell them to come here.&amp;nbsp; It's unreal how many people think a score is a score &amp;amp; they're all alike!&amp;nbsp; I set them straight...believe me!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know my reports were a mess years ago.&amp;nbsp; I think I had something like 15 or 17 bad accts &amp;amp; *maybe* 2 good ones!&amp;nbsp; That was very embarrassing!!!&amp;nbsp; I vowed to clean it up when I couldn't afford a plane ticket home when my mom died.&amp;nbsp; I got home when it was too late.&amp;nbsp; HUGE wake up call for me.&amp;nbsp; I will never put myself in that situation again.&amp;nbsp; EVER.&amp;nbsp;&amp;nbsp; I think she'd be happy with where I am today!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2009 16:00:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546648#M76439</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2009-07-31T16:00:09Z</dc:date>
    </item>
    <item>
      <title>Re: I'm in the 700 CLUB!!!!!!     WOO HOO!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546724#M76459</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/147817"&gt;@BungalowMo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thanks again everyone!&amp;nbsp; This is where I honestly believe..."what comes around, goes around".&amp;nbsp; Many have helped me... I take that info &amp;amp; use it to help other people here...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I figure, we're all in this together! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I can vouch for that - you've answered my questions many a time.&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Fri, 31 Jul 2009 16:54:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-m-in-the-700-CLUB-WOO-HOO/m-p/546724#M76459</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-07-31T16:54:43Z</dc:date>
    </item>
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