https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-frame-for-OC-letter/m-p/256795#M7768 I sent a few OC letters out after the CRA verified some TL on my wife's reports that I know aren't reporting correctly and I was wondering how long they (OC) have to answer. So far it's been about 20-30 days and there's still no response and my CR are not marked as being in dispute. Thu, 05 Jun 2008 00:30:09 GMT Anonymous 2008-06-05T00:30:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-frame-for-OC-letter/m-p/256795#M7768 I sent a few OC letters out after the CRA verified some TL on my wife's reports that I know aren't reporting correctly and I was wondering how long they (OC) have to answer. So far it's been about 20-30 days and there's still no response and my CR are not marked as being in dispute. Thu, 05 Jun 2008 00:30:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-frame-for-OC-letter/m-p/256795#M7768 Anonymous 2008-06-05T00:30:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-frame-for-OC-letter/m-p/256968#M7944 <DIV>The OC is also required under FCRA to mark the items in dispute and to investigate within 30 days. </DIV> <DIV>&nbsp;</DIV> <DIV>Google FCRA- you should be able to find the specific information you are looking for- if not come back and we can point out the section, </DIV> Thu, 05 Jun 2008 04:14:57 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-frame-for-OC-letter/m-p/256968#M7944 Anonymous 2008-06-05T04:14:57Z