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    <title>topic Verizon Collections Help in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554100#M78645</link>
    <description>&lt;P&gt;Hi , I am new to this board and want to thank you for all the great info you post to help people out.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had an account go into collections with verizon in Sept. 2008.&amp;nbsp; I paid off the balance and closed my account with them.(or so I&amp;nbsp;thought)&amp;nbsp; Well the next couple months the wierdest thing happened,&amp;nbsp; I kept getting bills in the mail showing zero balance.(unfortunately discarded these bills).&amp;nbsp; Fast forward to Feb. 2009 then i get a letter saying that&amp;nbsp;another $108&amp;nbsp;is being put into collections.&amp;nbsp;&amp;nbsp;After calling Verizon customer service and explaining the situation they said&amp;nbsp;that the first collection was for my long distance service.&amp;nbsp; They insisted that I had only cut my long distance service off with them in Sept.&amp;nbsp; I tried to discuss the account with them but they said they&amp;nbsp;could not do anything for me because the account&amp;nbsp;had already been sent to a CA.&amp;nbsp; My&amp;nbsp;question is what can&amp;nbsp;I&amp;nbsp;really do at this point?&amp;nbsp;&amp;nbsp;I already have paid the CA as i did not know anything about PFDs or anything like that before reading this site. I have 2 collections reporting on my CR for the same account can they do this?&amp;nbsp; Is my only option to GW?&amp;nbsp; Please help.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 12 Aug 2009 05:10:12 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-08-12T05:10:12Z</dc:date>
    <item>
      <title>Verizon Collections Help</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554100#M78645</link>
      <description>&lt;P&gt;Hi , I am new to this board and want to thank you for all the great info you post to help people out.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had an account go into collections with verizon in Sept. 2008.&amp;nbsp; I paid off the balance and closed my account with them.(or so I&amp;nbsp;thought)&amp;nbsp; Well the next couple months the wierdest thing happened,&amp;nbsp; I kept getting bills in the mail showing zero balance.(unfortunately discarded these bills).&amp;nbsp; Fast forward to Feb. 2009 then i get a letter saying that&amp;nbsp;another $108&amp;nbsp;is being put into collections.&amp;nbsp;&amp;nbsp;After calling Verizon customer service and explaining the situation they said&amp;nbsp;that the first collection was for my long distance service.&amp;nbsp; They insisted that I had only cut my long distance service off with them in Sept.&amp;nbsp; I tried to discuss the account with them but they said they&amp;nbsp;could not do anything for me because the account&amp;nbsp;had already been sent to a CA.&amp;nbsp; My&amp;nbsp;question is what can&amp;nbsp;I&amp;nbsp;really do at this point?&amp;nbsp;&amp;nbsp;I already have paid the CA as i did not know anything about PFDs or anything like that before reading this site. I have 2 collections reporting on my CR for the same account can they do this?&amp;nbsp; Is my only option to GW?&amp;nbsp; Please help.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Aug 2009 05:10:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554100#M78645</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-12T05:10:12Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Collections Help</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554118#M78654</link>
      <description>Are they the same CA?? Is the balance the same??</description>
      <pubDate>Wed, 12 Aug 2009 07:43:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554118#M78654</guid>
      <dc:creator>LIGHTNIN</dc:creator>
      <dc:date>2009-08-12T07:43:55Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Collections Help</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554134#M78662</link>
      <description>&lt;P&gt;Verizon usually uses NCO and if that is the case NCO usually accepts a PFD and will delete it after it is paid in my experience. Good Luck!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P align="center"&gt;"Trying to enjoy my next 30 years--DEBT FREE!!" &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Aug 2009 09:19:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554134#M78662</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-12T09:19:36Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Collections Help</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554324#M78718</link>
      <description>They are listed as 2 different charge-off accounts for one verizon telephone number and account number.&amp;nbsp; They are claiming one is for long-distance and one is for the standard phone service. The first one is listed as a paid charge-off of $62.50.&amp;nbsp; The other reports a paid charge-off of $108.&amp;nbsp; Unfortunately,&amp;nbsp; NCO was not the CA , Penn Credit Corporation is the CA.&amp;nbsp;</description>
      <pubDate>Wed, 12 Aug 2009 16:30:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Collections-Help/m-p/554324#M78718</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-12T16:30:18Z</dc:date>
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