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    <title>topic Re: Bummed in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558386#M79913</link>
    <description>&lt;P&gt;If it's a local CU then perhaps a face to face with the CEO would be in best interest. That will give you the chance to explain the reason behind the lates. In my opinion, a face to face in a situation like this far beats an impersonal letter.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck!!&lt;/P&gt;</description>
    <pubDate>Wed, 19 Aug 2009 16:00:03 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-08-19T16:00:03Z</dc:date>
    <item>
      <title>Bummed</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558373#M79909</link>
      <description>&lt;P&gt;Sent a round of GW to Pinellas Federal Credit Union emailed it to CEO and support email ( a wk ago) faxed and sent another email to support on Mon. and still havent heard anything back.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Problem is the CU is a local and realtivly small CU that i cant&amp;nbsp;find anyone else to send to. Should i call the CEO next? How long should i wait.&amp;nbsp;This would be my last baddie on my report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU reports: &amp;nbsp;1 30 day, 2 90 day&lt;/P&gt;&lt;P&gt;EX and EQ report: 2 30 day, 1 60 day, 1 90 day&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Can anyone offer any advice? I really want this to show no lates on my report really bad.&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2009 15:42:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558373#M79909</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-19T15:42:01Z</dc:date>
    </item>
    <item>
      <title>Re: Bummed</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558386#M79913</link>
      <description>&lt;P&gt;If it's a local CU then perhaps a face to face with the CEO would be in best interest. That will give you the chance to explain the reason behind the lates. In my opinion, a face to face in a situation like this far beats an impersonal letter.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck!!&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2009 16:00:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558386#M79913</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-19T16:00:03Z</dc:date>
    </item>
    <item>
      <title>Re: Bummed</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558388#M79914</link>
      <description>&lt;P&gt;&lt;A target="_blank" href="http://www.nafcu.org/Content/NavigationMenu/About_NAFCU/NAFCU_Staff/NAFCU_Staff.htm#NAFCU_Staff_Contacts"&gt;http://www.nafcu.org/Content/NavigationMenu/About_NAFCU/NAFCU_Staff/NAFCU_Staff.htm#NAFCU_Staff_Contacts&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should i try going through one of them to see if they can tell my CU to take the lates off?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If i should which ones should i email my GW letter to?&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2009 16:01:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558388#M79914</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-19T16:01:33Z</dc:date>
    </item>
    <item>
      <title>Re: Bummed</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558389#M79915</link>
      <description>its local for a place i USED to live.&amp;nbsp; Im in the military so i cant have a face to face.</description>
      <pubDate>Wed, 19 Aug 2009 16:02:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Bummed/m-p/558389#M79915</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-08-19T16:02:36Z</dc:date>
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