topic Judgement and Collections for Lease Agreement in Rebuilding Your Credit

Judgement and Collections for Lease Agreement

Anonymous — Mon, 14 Sep 2009 15:41:34 GMT

In 2005 I moved from an apartment before the lease was up. I simply could not afford the rent anymore. As a result, the leasing company sought and received a judgement against me for rent, fees, and interest. The judgement is on my credit report. Shortly after receiving the judgement, the leasing company enlisted the help of a collection agency (hunter warfield). As of today, my judgement is for $3,800, but the hunter warfield collection is for about $6,000. My question is: if I pay the judgement, will that take care of the hunter warfield collection? Or, as the leasing company suggested, should I pay hunter warfield and then report to the attorney that the judgement has been paid? The second option is obviously less desirable since it means that I would be negotiating from $6,000 whereas the first option allows me to negotiate from $3,800. Please let me know if anyone has experience with a similar situation. Thanks

Re: Judgement and Collections for Lease Agreement

Anonymous — Mon, 15 Nov 2010 20:23:56 GMT

I am having trouble with Hunter Warfield as well. My DOFD is 12.2005. The original amount owed is $952.00 and now with interest the amount due is $1441.00. How do I deal with Hunter Warfield because they are so hard headed and refuse a PFD.

Re: Judgement and Collections for Lease Agreement

Anonymous — Tue, 16 Nov 2010 02:22:30 GMT

@Anonymous wrote:
In 2005 I moved from an apartment before the lease was up. I simply could not afford the rent anymore. As a result, the leasing company sought and received a judgement against me for rent, fees, and interest. The judgement is on my credit report. Shortly after receiving the judgement, the leasing company enlisted the help of a collection agency (hunter warfield). As of today, my judgement is for $3,800, but the hunter warfield collection is for about $6,000. My question is: if I pay the judgement, will that take care of the hunter warfield collection? Or, as the leasing company suggested, should I pay hunter warfield and then report to the attorney that the judgement has been paid? The second option is obviously less desirable since it means that I would be negotiating from $6,000 whereas the first option allows me to negotiate from $3,800. Please let me know if anyone has experience with a similar situation. Thanks

The judgment likely includes court costs, legal fees, interest and statutory interest.

If the leasing company refuses to deal with you, you may have no choice but to deal with the CA. Perhaps the leasing company simply sold the debt and is no longer the legal owner.