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    <title>topic Re: has anyone ever...? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/587000#M85861</link>
    <description>&lt;P&gt;Hi Wildstang,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What is a reverse charge off and how did you get it?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
    <pubDate>Wed, 14 Oct 2009 10:12:24 GMT</pubDate>
    <dc:creator>benben7</dc:creator>
    <dc:date>2009-10-14T10:12:24Z</dc:date>
    <item>
      <title>has anyone ever...?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586515#M85776</link>
      <description>&lt;P&gt;Has anyone ever had luck with Central Portfolio Control? I have have success with 6 deletions and reverse charge offs but this company wont even budge. the DOFD was in 2005 so they can sue but I will win over SOL. I owe them like 800 but everytime i send PFD they get sent back I have tried multiple adresses. How do i check and see if they are licensed? If anyone has success stories please let me in on it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Tue, 13 Oct 2009 04:57:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586515#M85776</guid>
      <dc:creator>wildstang</dc:creator>
      <dc:date>2009-10-13T04:57:06Z</dc:date>
    </item>
    <item>
      <title>Re: has anyone ever...?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586597#M85796</link>
      <description>&lt;P&gt;Sorry don't know anything about Central Portfolio.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But how to check on licensing, Check out the State Resources sticky(the 4th one down from the top of this page.)&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 13 Oct 2009 13:40:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586597#M85796</guid>
      <dc:creator>LIGHTNIN</dc:creator>
      <dc:date>2009-10-13T13:40:05Z</dc:date>
    </item>
    <item>
      <title>Re: has anyone ever...?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586915#M85845</link>
      <description>Thank you, I accidently picked up the phone and it was the CA. I told them that I was not going to pay them a dime unless they offered me a deletion. They said its illegal and that it "can never be done" then i laughed a bit and sad thanks for your time.</description>
      <pubDate>Wed, 14 Oct 2009 03:01:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/586915#M85845</guid>
      <dc:creator>wildstang</dc:creator>
      <dc:date>2009-10-14T03:01:42Z</dc:date>
    </item>
    <item>
      <title>Re: has anyone ever...?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/587000#M85861</link>
      <description>&lt;P&gt;Hi Wildstang,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What is a reverse charge off and how did you get it?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Wed, 14 Oct 2009 10:12:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/587000#M85861</guid>
      <dc:creator>benben7</dc:creator>
      <dc:date>2009-10-14T10:12:24Z</dc:date>
    </item>
    <item>
      <title>Re: has anyone ever...?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/587003#M85862</link>
      <description>&lt;P&gt;I had a CC with ASPEN and it was placed as a charge off. Its been charged off for aabout a year or so, i picked up the phone confident and explained that I am re-building my credit and if there was any way possible to have the charge off reversed if i made a payment couple hundred bucks or so. They accepeted and the account was pulled from collections and placed in the "pays as agreed" with my balance lowered and no fees. I guess i just got lucky.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 14 Oct 2009 10:31:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/has-anyone-ever/m-p/587003#M85862</guid>
      <dc:creator>wildstang</dc:creator>
      <dc:date>2009-10-14T10:31:42Z</dc:date>
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