topic Re: Parking tickets in Rebuilding Your Credit

Parking tickets

Anonymous — Sun, 29 Nov 2009 23:26:18 GMT

My 16 yo daughter was using one of my cars and of course she received quite a few parking tickets. I had no knowelage of the tickets or the letters from the court setting the hearing date. I'm sure my little princess was going through the mail befor I got home. Well, the court did a default judgement and now I have $500 worth of tickets reporting on my CR by a CA. There are about 10 CA each under $100. I really can't dispute that she received them and of course I will pay them. (princess will be working it off for a LONG time). My concern is what options do I have to go before the court and plead that I had no knowelage of the tickets etc. I will pay them but I want removed from CR. Any ideas or sugustions?

Re: Parking tickets

moondog7324 — Mon, 30 Nov 2009 01:52:18 GMT

When you say 'go before the court', do you mean thetraffic court of the jurisdiction that wrote the ticket>? or is the CA suing you? If it's the traffic court they may be more lenient towards your situation, but I'm not sure if they can prevent it from reporting. If you contact CA you may be ablle to do a PFD.

I would try to contact the traffic court first, eventhough I doubt they can help you- then go for the PFD.

Re: Parking tickets

Anonymous — Mon, 30 Nov 2009 14:29:55 GMT

Yes, I was talking about going before the traffic court. I'm going to call them today to see if I have any options. The CA is not suing me. I sent a DV letter and i'm waiting to hear back.

Thanks!

Re: Parking tickets

moondog7324 — Mon, 30 Nov 2009 22:34:22 GMT

I had an unpaid parking ticket show up on my report from a CA. I called them and said I would PFD, they refused to put it writing, but I paid it and the next reporting cycle it was gone. I hate to trust a CA , but this one honored their word- I was going to pay it either way.

Re: Parking tickets

RobertEG — Tue, 01 Dec 2009 05:48:17 GMT

The "court" has no jurisdiction over credit reportiing under the FCRA. Period.

Unless the "court" dismisses their judgment, then IMHO, it is a waste of their time and yours to argue, after the fact, liability for a matter that is already adjudicated.

I dont think that the "court" would even entertain a hearing on resonsibility for debt that you have assumed for a minor child. Do you want to shift the responsibilty to a minor?

Message Edited by RobertEG on 11-30-2009 09:45 PM

Message Edited by RobertEG on 11-30-2009 09:48 PM

Re: Parking tickets

Anonymous — Tue, 01 Dec 2009 17:07:12 GMT

I had a parking ticket go into collections as well. Having not frequented the ficoforums, I regrettably paid it off as soon as I saw it since it was a relatively low amount. Currently it's there, paid, but listed as a derogatory trade line associated with my CR. I've been sending GW letters to the CA requesting deletion but haven't received any responses.

I tried disputing the ticket as well, since it was for a car that I hadn't owned in years. (I'd given the car to a family member.) I guess I'd forgotten to have the release of liability filed with the DMV and as the registered owner I was dinged for the parking ticket. No dispute with the DMV, no dispute with the police department and no dispute with the CA. As the registered owner, you basically have very little ground to stand on when arguing against tickets.

Circumstances may differ if princess is over 18, but it may be hard getting anything done with this type of issue. My suggestion would be to start requesting PFD's. If possible, don't pay unless they agree to delete.

Re: Parking tickets

Anonymous — Tue, 01 Dec 2009 18:38:46 GMT

I'm not trying to shift this to a minor child. Again, I am willing to pay the fines however the fact that I was never served, I had no knowledge of the tickets means I didn't have my day in court. The fact that it is reported on my credit report is quite punitive. If this was anything other than a parking ticket would I not be able to state that I wasn't properly served and therefor I have the ability to have my day in court? It only seems fair but I know fairness and the law don't always meet.