<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" version="2.0">
  <channel>
    <title>topic Re: down to 3....still in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/down-to-3-still/m-p/611251#M90733</link>
    <description>&lt;P&gt;tblank65,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They are 5 years old, they are not realy a big factor in your core.&amp;nbsp; As I have read after 4 years they hurt less.&amp;nbsp; If I were you I would get Names &amp;amp; adresses of the CEO's of these companies.&amp;nbsp; Ask for a goodwill gesture to remove them.&amp;nbsp;&amp;nbsp;&amp;nbsp;That's about all you can do.&amp;nbsp; I had 5 paid collections with Certegy and the Administrative Assistant got the letter and had them removed in one day.&amp;nbsp; She called me and let know that they would be off in a day.&amp;nbsp; The thing is Cetergy is owned by Equifax.&amp;nbsp; The CEO never say the letter, his Admin pulled the trigger for me.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also would check and see if your Medical/Collection Agency is owned by some big company and get those names and adresses to.&amp;nbsp; It doesn't hurt to try.&amp;nbsp; By the way I got a 10 point jump.&amp;nbsp; It wasn't a lot but my CR looks much cleaner now.&lt;/P&gt;</description>
    <pubDate>Fri, 18 Dec 2009 20:40:25 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-12-18T20:40:25Z</dc:date>
    <item>
      <title>down to 3....still</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/down-to-3-still/m-p/611237#M90731</link>
      <description>after trying to have 3 paid med deleted...even after Hippa...they remain...was wondering just how bad the 3 are hurting the score...I read where paid or unpaid does not matter....and they are from&amp;nbsp; Sept 2004</description>
      <pubDate>Fri, 18 Dec 2009 20:04:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/down-to-3-still/m-p/611237#M90731</guid>
      <dc:creator>tblank65</dc:creator>
      <dc:date>2009-12-18T20:04:51Z</dc:date>
    </item>
    <item>
      <title>Re: down to 3....still</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/down-to-3-still/m-p/611251#M90733</link>
      <description>&lt;P&gt;tblank65,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They are 5 years old, they are not realy a big factor in your core.&amp;nbsp; As I have read after 4 years they hurt less.&amp;nbsp; If I were you I would get Names &amp;amp; adresses of the CEO's of these companies.&amp;nbsp; Ask for a goodwill gesture to remove them.&amp;nbsp;&amp;nbsp;&amp;nbsp;That's about all you can do.&amp;nbsp; I had 5 paid collections with Certegy and the Administrative Assistant got the letter and had them removed in one day.&amp;nbsp; She called me and let know that they would be off in a day.&amp;nbsp; The thing is Cetergy is owned by Equifax.&amp;nbsp; The CEO never say the letter, his Admin pulled the trigger for me.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also would check and see if your Medical/Collection Agency is owned by some big company and get those names and adresses to.&amp;nbsp; It doesn't hurt to try.&amp;nbsp; By the way I got a 10 point jump.&amp;nbsp; It wasn't a lot but my CR looks much cleaner now.&lt;/P&gt;</description>
      <pubDate>Fri, 18 Dec 2009 20:40:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/down-to-3-still/m-p/611251#M90733</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-12-18T20:40:25Z</dc:date>
    </item>
  </channel>
</rss>

