Hard inquires

Anonymous — Fri, 05 Feb 2010 04:02:29 GMT

TransUnion-7 hard 5 of which are for applying for car loan but have different dates

Experian- 15 hard 8 for my auto loan with a few having different dates

Equifax- hard, 2 for the same company dated 1 day apart but CR is counting as 2 not 1 , 2 for my auto loan

Does anyone have any idea how I can get these deleted sooner then the 2 years other then the few that are due to fall off in march. i have so many as you can see and i know that they hurt my credit score

Re: Hard inquires

Anonymous — Fri, 05 Feb 2010 04:18:29 GMT

Hi Momof2!

The good news is that a) INQs represent a very small portion of your credit score & don't hurt you all that much, and b) most of those INQs will count as one, with regards to your car buying endeavors. Aside from that, you really don't have an extraordinary amount of INQs to worry about. Don't forget that they won't even count (in the scoring weight) after 1 year.

Now, because removing INQs won't really help your score much (if at all), and discussing the removal of accurate information is against our Credit Repair Guidelines, this thread will be locked.

topic Hard inquires in Rebuilding Your Credit

Hard inquires

Re: Hard inquires