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    <title>topic Re: Santander Deleted got +93 points in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636524#M96746</link>
    <description>&lt;P&gt;First off&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congratssssss!!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How did you manage this? I have been trying to get lates deleted for months....The account was paid off in full.....they will not even consider it...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any advice?&lt;/P&gt;</description>
    <pubDate>Wed, 17 Feb 2010 17:07:53 GMT</pubDate>
    <dc:creator>LynnBushea</dc:creator>
    <dc:date>2010-02-17T17:07:53Z</dc:date>
    <item>
      <title>Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636501#M96741</link>
      <description>Santander Consumer USA was deleted from my TU CRA today and I got +93. New TU score is 670....eyes set on 700 club now.&amp;nbsp; I'm so so so HAPPY!!!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Wed, 17 Feb 2010 16:13:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636501#M96741</guid>
      <dc:creator>Red22</dc:creator>
      <dc:date>2010-02-17T16:13:40Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636514#M96742</link>
      <description>congratulations!</description>
      <pubDate>Wed, 17 Feb 2010 16:41:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636514#M96742</guid>
      <dc:creator>laz98</dc:creator>
      <dc:date>2010-02-17T16:41:33Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636524#M96746</link>
      <description>&lt;P&gt;First off&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congratssssss!!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How did you manage this? I have been trying to get lates deleted for months....The account was paid off in full.....they will not even consider it...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any advice?&lt;/P&gt;</description>
      <pubDate>Wed, 17 Feb 2010 17:07:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636524#M96746</guid>
      <dc:creator>LynnBushea</dc:creator>
      <dc:date>2010-02-17T17:07:53Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636526#M96748</link>
      <description>Lynn -- Strategic GW letters &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; Get Fax #'s ... Try to get ahold of the CEO and/or other officer email addresses ... They are the ones that can make something happen &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 17 Feb 2010 17:10:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636526#M96748</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-02-17T17:10:30Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636557#M96757</link>
      <description>&lt;P&gt;Lynn--In my case, Santander re-aged a very old account and placed it on my credit reports.&amp;nbsp; I disputed the account with TU, but it came back verified so I filed a complaint with the BBB, FTC, and AG(Attorney General).&amp;nbsp; The BBB was the most instrumental in getting something done,as they suspended Santander's account with them when they didn't respond to my complaint. 2 months later they finally responded and sent me a letter stating that they completed an internal investigation and found my complaint was valid and that they were going to delete the account from my reports within 30 days.&amp;nbsp; Well, they deleted in 2 days and I am so happy that I decided to complain to all of the above agencies.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If I were you, I would continue sending off those GW letters...who knows they may get tired and budge!!&lt;/P&gt;</description>
      <pubDate>Wed, 17 Feb 2010 18:09:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636557#M96757</guid>
      <dc:creator>Red22</dc:creator>
      <dc:date>2010-02-17T18:09:12Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636632#M96772</link>
      <description>&lt;P&gt;Big congrats to you!!&amp;nbsp; I have an auto loan with them that is killing me softly!!! &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have had it for about 8 months and the interest rate is crazy!!!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 17 Feb 2010 20:24:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/636632#M96772</guid>
      <dc:creator>Creditobsessed12</dc:creator>
      <dc:date>2010-02-17T20:24:59Z</dc:date>
    </item>
    <item>
      <title>Re: Santander Deleted got +93 points</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/637725#M97084</link>
      <description>&lt;P&gt;OK I sent another GW letter requesting to remove lates...Lets see what happens...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks.&lt;/P&gt;</description>
      <pubDate>Fri, 19 Feb 2010 17:43:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Santander-Deleted-got-93-points/m-p/637725#M97084</guid>
      <dc:creator>LynnBushea</dc:creator>
      <dc:date>2010-02-19T17:43:01Z</dc:date>
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