https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/FICO-temp-increase-can-I-apply-for-CC-with-new-score/m-p/640609#M97784 <P>Hi...and welcome.</P><P>&nbsp;</P><P>Many credit card approvals/denials are computer generated, so it's likely they'll just use your new score. Remember, of course, that cc approvals are based on other factors as well...income, other debt, length of credit history, etc.</P><P>&nbsp;</P><P>Also remember that cc companies do soft inquiries quite often to keep checking on you. Don't be surprised if you eventually get some type of adverse action if your score goes back down. They could close the account or lower the credit line...but even if they do that, you would have a positive account on your report that would continue to help your history on down the line.</P> Wed, 24 Feb 2010 14:04:27 GMT Jazzzy 2010-02-24T14:04:27Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/FICO-temp-increase-can-I-apply-for-CC-with-new-score/m-p/640600#M97783 I am disputing two issues on my CR. Since they take them out of the scoring while in dispute, my score is now over 700. If I apply for a CC now will they us my new and improved temp score ? Wed, 24 Feb 2010 13:33:20 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/FICO-temp-increase-can-I-apply-for-CC-with-new-score/m-p/640600#M97783 BonPecheur 2010-02-24T13:33:20Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/FICO-temp-increase-can-I-apply-for-CC-with-new-score/m-p/640609#M97784 <P>Hi...and welcome.</P><P>&nbsp;</P><P>Many credit card approvals/denials are computer generated, so it's likely they'll just use your new score. Remember, of course, that cc approvals are based on other factors as well...income, other debt, length of credit history, etc.</P><P>&nbsp;</P><P>Also remember that cc companies do soft inquiries quite often to keep checking on you. Don't be surprised if you eventually get some type of adverse action if your score goes back down. They could close the account or lower the credit line...but even if they do that, you would have a positive account on your report that would continue to help your history on down the line.</P> Wed, 24 Feb 2010 14:04:27 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/FICO-temp-increase-can-I-apply-for-CC-with-new-score/m-p/640609#M97784 Jazzzy 2010-02-24T14:04:27Z