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    <title>topic Re: How long does it take you to achieve your goals? in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/422235#M12946</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;woopah, your&amp;nbsp;weight loss journey is amazing. I am sure you will meet your goal this year. We will all be cheering you on!&amp;nbsp;Getting your credit cards paid off will leave you extra money every month to keep&amp;nbsp;personal trainer, that is a win-win situation for you!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you!&amp;nbsp; I worked out with him yesterday, and I hurt so bad.&amp;nbsp; But that's okay.&amp;nbsp; I feel so much better after just 2 days of working out again. And I'm already thinking of working with him more than the 4 sessions, but we'll see.&amp;nbsp; He said he thinks i can lose 10-12 pounds in the next 4 weeks.&amp;nbsp; I'll be happy with a lost off 4. &amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 23 Jan 2009 02:20:06 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-23T02:20:06Z</dc:date>
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      <title>How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411179#M12238</link>
      <description>&lt;P&gt;I am very impatient --&amp;nbsp;I want to achieve my goals quickly.&amp;nbsp; If you have achieved a goal recently (any goal), please tell how long it took from the time&amp;nbsp;you started to the time when&amp;nbsp;you could say you did what you set out to do.&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jan 2009 16:32:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411179#M12238</guid>
      <dc:creator>Henrietta23</dc:creator>
      <dc:date>2009-01-07T16:32:54Z</dc:date>
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    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411408#M12258</link>
      <description>&lt;P&gt;I think the time it would take would depend upon the goal sought and the specific situation. &lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe you should break your large goal down into smaller goals that you achieve on your way to the big picture. &lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For instance, when people are losing weight, they may have a overall goal to lose 50lbs, but will set 10 lb weight loss goals, so they feel they are achieving something. &lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jan 2009 20:51:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411408#M12258</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-07T20:51:45Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411747#M12276</link>
      <description>&lt;P&gt;It will depend on how bad you want it and how hard you are willing to work at it....and dare I say it; fate.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you are talking expenses, it takes dicipline...&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;If you are taking life changes (like job, location etc.) it takes determination...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ulitmately I find that the answer is....&lt;U&gt;it will happen when the right time.&lt;/U&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Probably not what you are looking for as an answer. But the best thing I can say is that (in my situation) it never mattered how badly I wanted something. I just always got it at just the right time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Recent Goals:&lt;BR /&gt;&lt;BR /&gt;In 2004 strapped out on available credit with $14K in the hole.&amp;nbsp; I stopped, re-evaluated, was promotted a few times and paid off the debt by Nov. 2006.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;In 2007 had an interview in Austin for a great job...got to the point where they wanted me to come up for the final interview (due to cash issues had to decline).&amp;nbsp; In June 2008 (after no attempt from the '07 loss) had an interview, didn't like the terms, had a new interview and a 2nd with the company in July....took the job and moved 3 weeks after the offer......I live in Austin now and could not be more happier!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So tell us your actual goals and we can at least provide suggestions, support or at least sympathies to your situation.&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by 1111mel on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;01-07-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 10:17 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 08 Jan 2009 04:17:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/411747#M12276</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-08T04:17:33Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/412705#M12328</link>
      <description>&lt;P&gt;Thank you for the great ideas -- very helpful.&amp;nbsp; I will reflect for a while before I write more about this.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Meanwhile, I hope more forum members address this issue.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 09 Jan 2009 16:13:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/412705#M12328</guid>
      <dc:creator>Henrietta23</dc:creator>
      <dc:date>2009-01-09T16:13:01Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417023#M12631</link>
      <description>&lt;P&gt;I again have renewed my missed goal from last year--World Domination!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 15 Jan 2009 22:01:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417023#M12631</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-15T22:01:12Z</dc:date>
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    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417036#M12632</link>
      <description>&lt;P&gt;On December 31, 2007,&amp;nbsp; I had 3 goals for 2008:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;New job&lt;/STRONG&gt; (started it in August 2008 but had been looking for a looooong time)&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;Good health for DF&lt;/STRONG&gt; (rather not be too specific, but we got the desired result)&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;Marry DF&lt;/STRONG&gt; (achieved on December 30, 2008)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So it took almost exactly one year for those 3 goals ... good luck to you with yours!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(I also wanted to lose 10-15 lbs for the wedding ... instead I gained 12 lbs ... so you can't do it all)&lt;/P&gt;</description>
      <pubDate>Thu, 15 Jan 2009 22:20:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417036#M12632</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-15T22:20:38Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417092#M12644</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;masdeocho wrote: &lt;BR /&gt;&lt;P&gt;On December 31, 2007,&amp;nbsp; I had 3 goals for 2008:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;New job&lt;/STRONG&gt; (started it in August 2008 but had been looking for a looooong time)&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;Good health for DF&lt;/STRONG&gt; (rather not be too specific, but we got the desired result)&lt;/P&gt;&lt;P&gt;* &lt;STRONG&gt;Marry DF&lt;/STRONG&gt; (achieved on December 30, 2008)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So it took almost exactly one year for those 3 goals ... good luck to you with yours!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;(I also wanted to lose 10-15 lbs for the wedding ... instead I gained 12 lbs ... so you can't do it all)&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;Good to see you again Mas.&amp;nbsp; Congrats on everything...except the 12 lbs.&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;</description>
      <pubDate>Thu, 15 Jan 2009 23:51:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417092#M12644</guid>
      <dc:creator>Junejer</dc:creator>
      <dc:date>2009-01-15T23:51:04Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417165#M12646</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The length of time it takes for me to attain a goal depends on the size of that goal; some of my goals such as getting my Ph.D. took me quite a while.&amp;nbsp; Almost any long-term goal depends on remembering what you really want.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As for your expressed desire to attain them quickly, there's always the Prayer for Patience, which comes in multiple versions.&amp;nbsp; "Make me patient, but not yet!" and "Give me patience &lt;FONT size="4" color="#ff0000"&gt;immediately&lt;/FONT&gt;!" come to mind&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2009 03:24:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417165#M12646</guid>
      <dc:creator>MattH</dc:creator>
      <dc:date>2009-01-16T03:24:18Z</dc:date>
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    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417188#M12649</link>
      <description>My goal is to understand women.&amp;nbsp; I figure I need about a dozen more lifetimes&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;</description>
      <pubDate>Fri, 16 Jan 2009 03:45:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417188#M12649</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2009-01-16T03:45:04Z</dc:date>
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    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417216#M12651</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;My goal is to understand women.&amp;nbsp; I figure I need about a dozen more lifetimes&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I really only need to understand one woman, so maybe I can manage to understand my DW in one lifetime&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2009 04:05:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417216#M12651</guid>
      <dc:creator>MattH</dc:creator>
      <dc:date>2009-01-16T04:05:51Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417432#M12659</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/137523"&gt;@MattH&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;My goal is to understand women.&amp;nbsp; I figure I need about a dozen more lifetimes&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I really only need to understand one woman, so maybe I can manage to understand my DW in one lifetime&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;I have a wife and a daughter&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 16 Jan 2009 14:10:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417432#M12659</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2009-01-16T14:10:47Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417492#M12666</link>
      <description>You guys are wasting your time...and once we think you can figure us out we are going to change the game just to mess ya'll up! LOL!</description>
      <pubDate>Fri, 16 Jan 2009 15:25:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417492#M12666</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-16T15:25:55Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417524#M12667</link>
      <description>&lt;P&gt;Score-wise I have not achieved my goal.&amp;nbsp; I have achieved my goals of getting prime credit (NFCU), getting auto cli's and paying on-time.&amp;nbsp; I'm just sitting back now and watching the score climb.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My next goal is to get into the 9% util range, which is doable within the next six months, unless something catastrophic happens.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've had a good year.&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2009 16:04:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417524#M12667</guid>
      <dc:creator>fishbjc</dc:creator>
      <dc:date>2009-01-16T16:04:16Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417525#M12668</link>
      <description>I also met my goal of getting my baddies eliminated by g/w letters.&amp;nbsp; I was shooting for 25% and was successful.</description>
      <pubDate>Fri, 16 Jan 2009 16:05:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417525#M12668</guid>
      <dc:creator>fishbjc</dc:creator>
      <dc:date>2009-01-16T16:05:21Z</dc:date>
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    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417532#M12670</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;My goal is to understand women.&amp;nbsp;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm such a slacker. Just started work on a 12 lane highway, 6 east and 6 west, from Aberdeen, WA to Hawaii. Just doing it a little at a time, on weekends, by myself. I should complete the project at least 10 lifetimes before you.&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2009 16:13:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417532#M12670</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-16T16:13:40Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417611#M12678</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;My goal is to understand women.&amp;nbsp;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm such a slacker. Just started work on a 12 lane highway, 6 east and 6 west, from Aberdeen, WA to Hawaii. Just doing it a little at a time, on weekends, by myself. I should complete the project at least 10 lifetimes before you.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;Make it a real challenge. Build a bridge.</description>
      <pubDate>Fri, 16 Jan 2009 17:40:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/417611#M12678</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-16T17:40:26Z</dc:date>
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      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418652#M12736</link>
      <description>&lt;P&gt;I agree with others, it depends on the goal.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For example: &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1. In Jan 2007 I decided I wanted to lose a little over 200 pounds.&amp;nbsp; I have not yet met that goal.&amp;nbsp; In 14 months I lost 160 pounds then didn't lose any for a long time, and now have gained 10 pounds of that back.&amp;nbsp; An injury forced me to stop exercising 3 months ago and I've had a hard time getting back into the groove.&amp;nbsp; Do I think I'm a failure for not meeting that goal of 200 pounds?&amp;nbsp; No.&amp;nbsp; Will I be a failure in my own mind if I can't get my groove back and regain more?&amp;nbsp; In my mind, yes.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;2.&amp;nbsp; In Sept 2007 I started paying down my credit card debt, $28,300.86.&amp;nbsp; In 2 weeks and 5 days I will have that completely paid off.&amp;nbsp; I am at my last $4,196.68 in debt and $2,908.73 is sitting in my CU account waiting to be used to pay the card off.&amp;nbsp; Did I acheive that goal, not yet, but I know I will. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;3.&amp;nbsp; In Summer 2007 I started in on my Master's Degree.&amp;nbsp; Because I can only take 1 class at a time, I will not acheive that goal until 2010 or 2011. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you noticed a theme with 2007?&amp;nbsp; That was a very important year for me.&amp;nbsp; And 2009 will be as well. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;In 2009, I will:&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1. Pay off my remaining Credit card debt&lt;/P&gt;&lt;P&gt;2. Buy a house&lt;/P&gt;&lt;P&gt;3. Quit my 2nd job. &amp;nbsp;&lt;/P&gt;&lt;P&gt;4. Lose 10 pounds.&amp;nbsp; And once those 10 are lost I will reevaluate and see if I will set a new goal to lose more.&amp;nbsp; God knows I would love to lose more than just 10 pounds this year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Jan 2009 05:24:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418652#M12736</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-18T05:24:43Z</dc:date>
    </item>
    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418655#M12737</link>
      <description>&lt;P&gt;Also, it's important that when you're impatient and you have a large goal ahead of you that you set little goals.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For my weight, it was always about meeting the next 10 pounds.&amp;nbsp; For my CC debt it was about getting the next card paid off, and then when I was paying off the really high CC's, it was about getting this card under this specific amount, and then starting over again. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For school, it's about completing the next class.&amp;nbsp; Then when that's achieved, it's about the class that comes after that one. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Jan 2009 05:26:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418655#M12737</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-18T05:26:28Z</dc:date>
    </item>
    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418875#M12745</link>
      <description>woopah, that's extraordinary --all of it, but that was an amazing weight loss. I know that you'll be getting back on that soon --I'm rooting for you!</description>
      <pubDate>Sun, 18 Jan 2009 18:37:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/418875#M12745</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-01-18T18:37:38Z</dc:date>
    </item>
    <item>
      <title>Re: How long does it take you to achieve your goals?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/419053#M12750</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;woopah, that's extraordinary --all of it, but that was an amazing weight loss. I know that you'll be getting back on that soon --I'm rooting for you!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks!&amp;nbsp; I worked with a trainer for the first 6 months because I had no idea how to exercise, I've always been overweight/obese.&amp;nbsp; I haven't worked with him since July 2007 and I called him today.&amp;nbsp; I'm only committed to 4 more sessions and as much as I loved working with him, I was clear that I can't gaurentee more than 4 sessions.&amp;nbsp; I just need something to help movitivate me back into the groove, and I think, hope, this will be it. &amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Jan 2009 23:54:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/How-long-does-it-take-you-to-achieve-your-goals/m-p/419053#M12750</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-18T23:54:47Z</dc:date>
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