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    <title>topic Re: Spending Wisely in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470941#M15385</link>
    <description>Great, thank you!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
    <pubDate>Mon, 30 Mar 2009 21:54:14 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-03-30T21:54:14Z</dc:date>
    <item>
      <title>Spending Wisely</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470880#M15380</link>
      <description>&lt;P&gt;Is there a spending wisely section on the board somewhere?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Mon, 30 Mar 2009 20:59:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470880#M15380</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-30T20:59:53Z</dc:date>
    </item>
    <item>
      <title>Re: Spending Wisely</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470912#M15381</link>
      <description>Not specifically. There's lots of free advice interwoven through nearly every thread, though! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;Sometimes a discussion will get going specifically about budgeting, or controlling credit card use. As the forums are meant for credit education, we try not to get off and running on things like investments, retirement, financial strategies and so forth, but it happens.</description>
      <pubDate>Mon, 30 Mar 2009 21:36:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470912#M15381</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-03-30T21:36:30Z</dc:date>
    </item>
    <item>
      <title>Re: Spending Wisely</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470927#M15382</link>
      <description>&lt;P&gt;Well, I was thinking in terms of ways to spend less to improve debt to income ratio.&amp;nbsp; That kind of applies, right? &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The FICO analyzer told me that the best thing to improve my score is to lower my credit card balances.&amp;nbsp; For the last two weeks I have been hunting for ways to save money, and was just looking for more ideas.&lt;/P&gt;</description>
      <pubDate>Mon, 30 Mar 2009 21:44:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470927#M15382</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-30T21:44:53Z</dc:date>
    </item>
    <item>
      <title>Re: Spending Wisely</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470937#M15383</link>
      <description>This board is probably a good place to start. Click on the "Advanced" (search) button above, type budget in the top box and on "Return only posts from" choose Smorgasboard.&lt;BR /&gt;&lt;BR /&gt;We've had quite a few threads here about this, some serious, some less so.</description>
      <pubDate>Mon, 30 Mar 2009 21:50:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470937#M15383</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-03-30T21:50:42Z</dc:date>
    </item>
    <item>
      <title>Re: Spending Wisely</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470941#M15385</link>
      <description>Great, thank you!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Mon, 30 Mar 2009 21:54:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Spending-Wisely/m-p/470941#M15385</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-30T21:54:14Z</dc:date>
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