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    <title>topic Re: The 2012 AF MEGAPOST in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1298571#M28110</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/335772"&gt;@scottwagnon&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/351739"&gt;@smc733&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Where is TannerK with his monumental pile o' fees? &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Since it has been proven he doesn't actually pay his annual fees, I'm guessing he's not participating.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;NOW, how on earth can someone with a black card get away with not having to pay an annual fee???? do we know for a fact that amex has waived the AF for the the Centurion for tanner? really? if this is the case, why does he not have to pay the af? does he push so much money through amex that amex has offered to waive the af on his cards? in any case i am seriously envious. then again it would be a reason to keep my gold pr card.&lt;/P&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Tanner respectfully updated his post and is currently &lt;STRONG&gt;the biggest baller and shot caller&lt;/STRONG&gt; on this post&amp;nbsp;to date with AF's over 3K!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ha! I get them all waived because my mag strip is BLACK and not gray or holo! Lol couldnt resist. I wish they were waived, but no, I pay like everyone else.&lt;/P&gt;</description>
    <pubDate>Tue, 20 Mar 2012 13:12:12 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-03-20T13:12:12Z</dc:date>
    <item>
      <title>The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266327#M28041</link>
      <description>&lt;P&gt;&lt;U&gt;&lt;STRONG&gt;Welcome to the 2012 Annual Fee Mega Post&amp;nbsp;&lt;img id="catsurprised" class="emoticon emoticon-catsurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_cat-surprised.png" alt="Cat Surprised" title="Cat Surprised" /&gt;&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;img id="catsurprised" class="emoticon emoticon-catsurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_cat-surprised.png" alt="Cat Surprised" title="Cat Surprised" /&gt;&lt;/STRONG&gt;&lt;/U&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="1"&gt;&lt;EM&gt;(an inspiration of super contributor DI's Member Lines of credit thread)&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;Here are the rules:&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;Itemize or tally the total number of Annual Fee's you will be charged this year (for accuracy use a calculator if needed). You can either list the cards associated with the fees or not it's up to you&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Take each subsequent post and add your tally highlighting the new total in &lt;FONT color="#00FF00"&gt;&lt;STRONG&gt;GREEN. &lt;/STRONG&gt;&lt;FONT color="#000000"&gt;If you don't quite understand the gist of the rules please refer to this&amp;nbsp;&lt;A target="_self" href="http://ficoforums.myfico.com/t5/Credit-Cards/2011-myFICO-Members-Lines-of-Credit-Total/td-p/860354"&gt;thread&lt;/A&gt;&amp;nbsp;or follow my example:&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;&lt;FONT color="#00FF00"&gt;&lt;FONT color="#000000"&gt;Amex Gold 125&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;&lt;FONT color="#00FF00"&gt;&lt;FONT color="#000000"&gt;Amex Zync40 (with connect pack)&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;&lt;FONT color="#00FF00"&gt;&lt;FONT color="#000000"&gt;Travelocity Amex39&lt;/FONT&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;HSBC Orchard&amp;nbsp; &amp;nbsp;59&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;total&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;$263&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I want to set a modest but challenging goal of $500,000... Does the myFico Community have a half million dollars in AF's??? How about 1 Million???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Secondary rules:&lt;/P&gt;&lt;P&gt;1. If you plan on negotiating a smaller AF for your card later in the year it is &lt;STRONG&gt;permissible&lt;/STRONG&gt; to add the original AF total, just as long as the card is active at the time of your post.&lt;/P&gt;&lt;P&gt;2. If you plan on Axing an AF card later in the year it is &lt;STRONG&gt;permissible&lt;/STRONG&gt; to add the original AF to your total, just as long as the card is active at the time of your post.&lt;/P&gt;&lt;P&gt;2. If you are an AU on a card and do not take responsibility of paying the AF do &lt;STRONG&gt;NOT&lt;/STRONG&gt; add said card to your total.&lt;/P&gt;&lt;P&gt;3. Participation is encouraged to everyone with AFs large and small.&lt;/P&gt;&lt;P&gt;4. If you obtain an AF card later in the year but you have already posted please add the new card's total AF in a new post (do not edit original post).&lt;/P&gt;&lt;P&gt;5. This will only be fun if we keep this post honest and truthful please don't screw it up with fallacies&amp;nbsp;&lt;img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good Luck and Go!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:19:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266327#M28041</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:19:02Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266355#M28042</link>
      <description>AMEX Platinum and Delta Gold $545, Priceline Rewards Visa Signatue $59. Total AF=$604.</description>
      <pubDate>Tue, 06 Mar 2012 02:29:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266355#M28042</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:29:31Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266367#M28043</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;AMEX Platinum and Delta Gold $545, Priceline Rewards Visa Signatue $59. Total AF=$604.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Mr. Shush!!! &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp;263&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;U&gt;+ 604&lt;/U&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="7" color="#00FF00"&gt;867&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="7" color="#00FF00"&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:31:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266367#M28043</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:31:32Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266369#M28044</link>
      <description>&lt;P&gt;AmEx PR Gold $175&lt;/P&gt;&lt;P&gt;Chase SP $95&lt;/P&gt;&lt;P&gt;--&lt;/P&gt;&lt;P&gt;Total $270&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" color="#0000FF"&gt;NEW TOTAL: $1137&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:31:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266369#M28044</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:31:45Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266411#M28045</link>
      <description>&lt;P&gt;Thanks Smerri!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;New Total:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#00FF00"&gt;&lt;STRONG&gt;&lt;FONT size="7"&gt;1137&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#00FF00"&gt;&lt;FONT size="7"&gt;&lt;FONT size="2" color="#000000"&gt;Almost there&lt;/FONT&gt;&lt;/FONT&gt;&lt;STRONG&gt;&lt;FONT size="7"&gt;&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:45:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266411#M28045</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:45:44Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266429#M28046</link>
      <description>&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:52:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266429#M28046</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T02:52:26Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266437#M28047</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 02:55:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266437#M28047</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-03-06T02:55:29Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266447#M28048</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;1635&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;trust me on this one&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;Thanks for your contributions!!!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:01:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266447#M28048</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T03:01:27Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266455#M28049</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;1630&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;trust me on this one&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;Thanks for your contributions!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="7"&gt;1635 &lt;FONT size="3"&gt;added wrong&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:00:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266455#M28049</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-03-06T03:00:24Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266465#M28050</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;FONT color="#808080"&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="7"&gt;&lt;STRONG&gt;&lt;FONT color="#00FF00"&gt;1635&lt;/FONT&gt;&lt;/STRONG&gt; &lt;FONT size="3"&gt;added wrong&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;True Dat!!! This is the new total!!!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:02:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266465#M28050</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T03:02:16Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266521#M28051</link>
      <description>Where is TannerK with his monumental pile o' fees? &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:14:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266521#M28051</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T03:14:33Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266533#M28052</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Where is TannerK with his monumental pile o' fees? &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's possible He's waiting for more people to post so he can take us over the top!!!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:19:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266533#M28052</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T03:19:42Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266609#M28053</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;1630&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;trust me on this one&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;Thanks for your contributions!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="7"&gt;1635 &lt;FONT size="3"&gt;added wrong&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I keep thinking that I don't have fee cards, but oops, there's Blue Cash Preferred, and in my case, worth every darn penny, plus Southwest whats-it, which pays for itself each year, so:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#00FF00"&gt;1809?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:46:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266609#M28053</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2012-03-06T03:46:27Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266613#M28054</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;FONT color="#808080"&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I keep thinking that I don't have fee cards, but oops, there's Blue Cash Preferred, and in my case, worth every darn penny, plus Southwest whats-it, which pays for itself each year, so:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#00FF00"&gt;1809?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Hauling!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I thought you had a Costco TE and Zync!?!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:49:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266613#M28054</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T03:49:48Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266619#M28055</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;FONT color="#808080"&gt;&lt;BR /&gt;&lt;/FONT&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I keep thinking that I don't have fee cards, but oops, there's Blue Cash Preferred, and in my case, worth every darn penny, plus Southwest whats-it, which pays for itself each year, so:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#00FF00"&gt;1809?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I thought you had a Costco TE and Zync!?!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, never had a Zync, and on the Costco, the fee is for the Costco membership. The card is free, or the fee is covered by the membership, or some similar shell game. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 03:50:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266619#M28055</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2012-03-06T03:50:15Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266647#M28056</link>
      <description>&lt;P&gt;Amex Gold $125&lt;/P&gt;&lt;P&gt;Merrick &amp;nbsp; &amp;nbsp; &amp;nbsp;&amp;nbsp; $&amp;nbsp; 36&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; = $161+&amp;nbsp; $1809=&lt;/P&gt;&lt;P&gt;&lt;FONT size="7" color="#00FF00"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $1970&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 04:05:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266647#M28056</guid>
      <dc:creator>adavis425</dc:creator>
      <dc:date>2012-03-06T04:05:00Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266649#M28057</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;1630&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;trust me on this one&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;Thanks for your contributions!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="7"&gt;1635 &lt;FONT size="3"&gt;added wrong&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I keep thinking that I don't have fee cards, but oops, there's Blue Cash Preferred, and in my case, worth every darn penny, plus Southwest whats-it, which pays for itself each year, so:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#00FF00"&gt;1809?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amex Green: $95&lt;/P&gt;&lt;P&gt;Cap1 Visa Platinum $59 (I know, I know... but I've had it since 1999 so the history is valuable to me at this point in time)&lt;/P&gt;&lt;P&gt;Cap1 NHCR MC $39&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Total: $193&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#008000"&gt;New total: $2002&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 04:05:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266649#M28057</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-03-06T04:05:59Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266651#M28058</link>
      <description>&lt;P&gt;Delta Amex&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;$95&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 04:06:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266651#M28058</guid>
      <dc:creator>drsmith</dc:creator>
      <dc:date>2012-03-06T04:06:13Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266667#M28059</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/399723"&gt;@drsmith&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Delta Amex&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;$95&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;$2,002 + $95 = $2,097&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My AFs: $44&lt;/P&gt;&lt;P&gt;- $25 Zync&lt;/P&gt;&lt;P&gt;- $19 Capital One&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#008000"&gt;&lt;STRONG&gt;NEW TOTAL: $2,141&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 04:13:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266667#M28059</guid>
      <dc:creator>JustMe77</dc:creator>
      <dc:date>2012-03-06T04:13:52Z</dc:date>
    </item>
    <item>
      <title>Re: The 2012 AF MEGAPOST</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266673#M28060</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Continental Presidential Plus: $375&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="5" color="#00FF00"&gt;1512&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AMex zync- $65&lt;/P&gt;&lt;P&gt;cap1 $39&lt;/P&gt;&lt;P&gt;Cap1$19&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6"&gt;1570&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT size="7" color="#00FF00"&gt;1630&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;trust me on this one&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;Thanks for your contributions!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="7"&gt;1635 &lt;FONT size="3"&gt;added wrong&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I keep thinking that I don't have fee cards, but oops, there's Blue Cash Preferred, and in my case, worth every darn penny, plus Southwest whats-it, which pays for itself each year, so:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#00FF00"&gt;1809?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amex Green: $95&lt;/P&gt;&lt;P&gt;Cap1 Visa Platinum $59 (I know, I know... but I've had it since 1999 so the history is valuable to me at this point in time)&lt;/P&gt;&lt;P&gt;Cap1 NHCR MC $39&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Total: $193&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="6" color="#008000"&gt;New total: $2002&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;Tinuviel should you be 1970 + 95 + 59 + 39=&amp;nbsp; $2163?&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Mar 2012 04:17:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/The-2012-AF-MEGAPOST/m-p/1266673#M28060</guid>
      <dc:creator>adavis425</dc:creator>
      <dc:date>2012-03-06T04:17:46Z</dc:date>
    </item>
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