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    <title>topic Re: Ipad financing in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413924#M28483</link>
    <description>&lt;P&gt;I love my iPad! Wait till November -- Black Friday. Barclay's is more generous w/approvals and CLI then, and the iPad goes on sale on Black Friday for the only time all year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, that's when they'll probably have another 12 mos @ 0% offer for the iPad. Usually they only give you 12 mos @ 0% for over $999, but at the holidays they offer the 12 mos for smaller purchases, I think around $500 and up. I got 12 mos @ 0% on my iPad.&lt;/P&gt;</description>
    <pubDate>Wed, 23 May 2012 04:29:51 GMT</pubDate>
    <dc:creator>bichonmom</dc:creator>
    <dc:date>2012-05-23T04:29:51Z</dc:date>
    <item>
      <title>Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413736#M28480</link>
      <description>&lt;P&gt;im in the market for an Ipad from about 6 months from now. i was thinking about opening the apple card but to find out it dosent give me 18 months 0% apr like BBY will only six months. just need to figure out what model now 32GB or 64GB&lt;/P&gt;</description>
      <pubDate>Wed, 23 May 2012 02:34:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413736#M28480</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-05-23T02:34:39Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413756#M28481</link>
      <description>Although an iPad is expensive, it is very much a purchase that can be done in one shot. Have you considered saving up for one for a few months and paying in full? Then there is no need to open a new card and it looks like you're making the purchase in 6 months anyway.</description>
      <pubDate>Wed, 23 May 2012 02:42:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413756#M28481</guid>
      <dc:creator>Kendro</dc:creator>
      <dc:date>2012-05-23T02:42:44Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413772#M28482</link>
      <description>I have the bby card already. I was looking at andriod but ipad has more features and syncs with my macbook</description>
      <pubDate>Wed, 23 May 2012 02:51:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413772#M28482</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-05-23T02:51:45Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413924#M28483</link>
      <description>&lt;P&gt;I love my iPad! Wait till November -- Black Friday. Barclay's is more generous w/approvals and CLI then, and the iPad goes on sale on Black Friday for the only time all year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, that's when they'll probably have another 12 mos @ 0% offer for the iPad. Usually they only give you 12 mos @ 0% for over $999, but at the holidays they offer the 12 mos for smaller purchases, I think around $500 and up. I got 12 mos @ 0% on my iPad.&lt;/P&gt;</description>
      <pubDate>Wed, 23 May 2012 04:29:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1413924#M28483</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-05-23T04:29:51Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414126#M28487</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/459194"&gt;@bichonmom&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I love my iPad! Wait till November -- Black Friday. Barclay's is more generous w/approvals and CLI then, and the iPad goes on sale on Black Friday for the only time all year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;@Also, that's when they'll probably have another 12 mos @ 0% offer for the iPad. Usually they only give you 12 mos @ 0% for over $999, but at the holidays they offer the 12 mos for smaller purchases, I think around $500 and up. I got 12 mos @ 0% on my iPad.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am goning to use my BBY card to et i get a 45 day return windown and 18 months. maybe once it gets closer to the new semester they will have a deal&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 23 May 2012 12:25:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414126#M28487</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-05-23T12:25:26Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414144#M28488</link>
      <description>&lt;P&gt;If you wait and save the cash, you can use your AMEX and take advantage of the extended warranty feature.&lt;/P&gt;</description>
      <pubDate>Wed, 23 May 2012 12:43:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414144#M28488</guid>
      <dc:creator>GST2008</dc:creator>
      <dc:date>2012-05-23T12:43:01Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414840#M28505</link>
      <description>&lt;P&gt;i would get apple care anyways&lt;/P&gt;</description>
      <pubDate>Wed, 23 May 2012 20:09:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1414840#M28505</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-05-23T20:09:48Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1415702#M28522</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i am goning to use my BBY card to et i get a 45 day return windown and 18 months. &lt;STRONG&gt;maybe once it gets closer to the new semester they will have a deal&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;@Anonymous to Apple, the ONLY time iPads go on sale is Black Friday. And, they have an agreement with retailers to sell @ full retail price, so they cannot discount the iPad. If you see a sale on IPad, it may be that other items have been added as a bonus and then discounted, or something like that. But the iPad cannot be discounted by any retailer. That is what Apple told me, anyway.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 May 2012 09:42:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1415702#M28522</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-05-24T09:42:05Z</dc:date>
    </item>
    <item>
      <title>Re: Ipad financing</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1417262#M28536</link>
      <description>&lt;P&gt;I too love my iPad, iPhone, iMac, iPod just love it all I know it's crazy but I want a Macbook Pro too maybe at the end of the year I will treat myself to one.&amp;nbsp; It will be my present to myself upon my return from my deployment!&lt;/P&gt;</description>
      <pubDate>Fri, 25 May 2012 04:50:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Ipad-financing/m-p/1417262#M28536</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-05-25T04:50:51Z</dc:date>
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