https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1772002#M30560 <P>2009 Cap One approved a card for 300 dollar credit. I activated it over the phone, went to the store to use the card and was told the card was invalid!</P><P>&nbsp;</P><P>I NEVER used the card yet it is now on my credit report for THREE HUNDRED DOLLARS!</P><P>&nbsp;</P><P>What to do?</P> Fri, 28 Dec 2012 23:46:00 GMT Anonymous 2012-12-28T23:46:00Z https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1771436#M30556 <P>So i've read CrapOne, Crap none and other variations for Capital One, so what gives? lol</P> Fri, 28 Dec 2012 17:03:43 GMT https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1771436#M30556 Anonymous 2012-12-28T17:03:43Z https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1771504#M30557 <P>Cap One is considered by to sub-prime.&nbsp; However, it's a good card to rebuild or start with.&nbsp; Cards just don't grow with you and they're not good about giving too many credit line increases.</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 28 Dec 2012 17:47:24 GMT https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1771504#M30557 fishbjc 2012-12-28T17:47:24Z https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1772002#M30560 <P>2009 Cap One approved a card for 300 dollar credit. I activated it over the phone, went to the store to use the card and was told the card was invalid!</P><P>&nbsp;</P><P>I NEVER used the card yet it is now on my credit report for THREE HUNDRED DOLLARS!</P><P>&nbsp;</P><P>What to do?</P> Fri, 28 Dec 2012 23:46:00 GMT https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1772002#M30560 Anonymous 2012-12-28T23:46:00Z https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1777992#M30589 <P>Call Cap One.&nbsp;</P><P>&nbsp;</P><P>If they charged your card fees to open it, it could have run it to the CL.</P> Tue, 01 Jan 2013 17:44:31 GMT https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1777992#M30589 Anonymous 2013-01-01T17:44:31Z https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1781128#M30592 <P>Capital One has many different cards and are not just subprime.</P><P>&nbsp;</P><P>I have a personal card opened at $10k limit, which is now $18K. I also have a CapOne business card opened at $15K, now raised to $20K. Reasonable rewards, no fees, and no complaints other than they pulled all three CRAs for approval.</P> Wed, 02 Jan 2013 23:01:42 GMT https://ficoforums.myfico.com/t5/SmorgasBoard/What-is-the-deal-with-Capital-One/m-p/1781128#M30592 GregB 2013-01-02T23:01:42Z