topic Re: Credit Wish List in SmorgasBoard

Credit Wish List

chadwick — Sat, 28 Sep 2013 03:20:15 GMT

Happy Friday!

I wanted to share my Credit Wish List, and see what yours is like. Currently I'm sort of sitting on the fence, leaning toward gardening but nothing official... Added a bunch of new accounts so AAoA sucks and inquiries are getting up there.

Credit Wish List

1. Amex Zync (when it comes back!)

2. Walmart Discover (FICO!)

I've already been declined recently by both Amex and WM/GE so I figured I'd grow my babies for a while and app again once my scores are in the mid-high 700's.

Currents:

TU FICO 697

AAoA = 0.2 of a year!

Re: Credit Wish List

ssdc1980 — Sat, 28 Sep 2013 04:12:09 GMT

I'm sure you'll get right in with Amex and Wally World once your aaoa climbs. I have both the zync and wal discover and I'm pretty pleased with both of them. Although I thinking about trying to PC the unicorn into a prg.

As far as my wish list goes only one card makes the grade.....Alaska airlines visa from Bank of America... Man do I want that card

Good luck ton your wish list

Re: Credit Wish List

MsLadyRover — Sat, 28 Sep 2013 05:19:16 GMT

My Credit Wish List is:

AMEX BCE

AMEX SPG

AMEX Delta Gold

Chase Southwest

Chase Sapphire Preferred

Chase Disney

Pottery Barn Kids

Barclay Apple (If I decide to make a Macbook my next laptop)

Re: Credit Wish List

Anonymous — Sat, 28 Sep 2013 05:28:45 GMT

As in my sig:

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom: Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo: 6 months each of uncapped 5% for manufactured spend.

Edit: OK, Freedom isn't in my sig!

Re: Credit Wish List

eddie84 — Sat, 28 Sep 2013 05:24:35 GMT

Here's mine (not in any particular order). I guess it's something to aim for a few months down the road.

Amex Plat
CSP
BCE (or BCP but I'd rather get the one without AF since I already have a few cards w/ AF)
US Bank Cash+

Re: Credit Wish List

myjourney — Sat, 28 Sep 2013 05:26:12 GMT

@Anonymous wrote:
As in my sig:

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again
Chase Freedom: Really not excited about rotating cards, but makes sense to go with my CSP
Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.
TD and Wells Fargo: 6 months each of uncapped 5% for manufactured spend.

Lol

That's some list all have a purpose I really like the highlighted one's

Re: Credit Wish List

daybreakgonesXe — Sat, 28 Sep 2013 05:39:47 GMT

It's a long, longggg list...i know :X even I'M a little embarrassed over it! it's in order and i'm constantly rearranging, adding, or deleting it on my google drive account...

Cash+

Forward

Walmart/Walmart Discover

Better Balance Rewards

Fidelity AMEX

BCP

Sallie Mae

Fort Knox

Ink Bold

Upromise

Discover IT

Dividend

Huntington Voice

Re: Credit Wish List

SuperKirby — Sat, 28 Sep 2013 05:41:19 GMT

Chase Marriott/Or Ritz (for gold status)

Chase Hyatt

Chase IHG

I want those free nights! However i'm gardening, so it'll be awhile.

Re: Credit Wish List

SpeeDj — Sat, 28 Sep 2013 06:12:22 GMT

What I'm leaning towards in Dec:

Changing my slate into a freedom (if possible)

Adding csp at that point

Any amex (need it for work) bce/p would be nice

Also like to add boa to my portfolio (not sure what card)

Since I was accepted to dcu today I might look at what they have

Lastly been thinking about us bank as they are local

Just a couple, my aaoa is going to hate me

Re: Credit Wish List

mongstradamus — Sat, 28 Sep 2013 06:35:07 GMT

I have an few in mind that i may want to try and apply for next summer sometime.

1. Cap One Quicksilver- i will take the 1.5% flat rate on everything.

2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.

3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.

Re: Credit Wish List

Networth — Sat, 28 Sep 2013 06:43:43 GMT

I have all the cards I currently want(may PC my Blue Sky & BoA), but wanted to tell OP to definatly pick up a Macbook Pro as your next laptop. I made the switch last summer from PC to Mac and bought the Macbook Pro 15" Retina, love love love this computer.

Re: Credit Wish List

mongstradamus — Sat, 28 Sep 2013 06:47:31 GMT

@Networth wrote:
I have all the cards I currently want(may PC my Blue Sky & BoA), but wanted to tell OP to definatly pick up a Macbook Pro as your next laptop. I made the switch last summer from PC to Mac and bought the Macbook Pro 15" Retina, love love love this computer.

Not the biggest apple fan in the world , but if you do buy an laptop macbook air or macbook pro are the way to go .

Re: Credit Wish List

thelethargicage — Sat, 28 Sep 2013 06:49:33 GMT

American Express TrueEarnings (mostly to raise my AaoA)
Barclaycard Sallie Mae (only decent MC I could find)
Capital One Quicksilver (great non-category card)
Chase Sapphire Preferred (not sure why other than it looks cool as hell)

Re: Credit Wish List

vladrad — Sat, 28 Sep 2013 07:07:30 GMT

Barclay Apple

Re: Credit Wish List

Anonymous — Sat, 28 Sep 2013 07:36:35 GMT

I'm pretty happy with what I have now for the moment. But at some point in the future I think I'd like an Amex charge card (Zync if it comes back? I want a charge card but I'd like to minimize my annual fee) and I want a mastercard eventually. Not entirely sure what card exactly, but I'd like to round out my payment networks since I have Visa, Amex and Discover. Open to recommendations though I probably won't apply for anything until next summer at least.

Re: Credit Wish List

SuperKirby — Sat, 28 Sep 2013 08:07:10 GMT

@mongstradamus wrote:
I have an few in mind that i may want to try and apply for next summer sometime.

1. Cap One Quicksilver- i will take the 1.5% flat rate on everything.
2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.
3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.

Is there a certain airline you fly mostly? Or certain trips you would like to use your rewards for? That will make your CSP vs SPG decision much easier.

Re: Credit Wish List

SuperKirby — Sat, 28 Sep 2013 08:10:56 GMT

@Networth wrote:
I have all the cards I currently want(may PC my Blue Sky & BoA), but wanted to tell OP to definatly pick up a Macbook Pro as your next laptop. I made the switch last summer from PC to Mac and bought the Macbook Pro 15" Retina, love love love this computer.

I use to love PCs, heck, i'll be straight out honest - I use to build PCs from scratch and sell them to people, mainly high school students (laugh at me, I know i was the biggest nerd ever). Anyhoo, decided to go for a macbook air because i needed something very light for travel.

Never going back to PCs again...

Re: Credit Wish List

Anonymous — Sat, 28 Sep 2013 08:30:50 GMT

1. Amex BCP in Jan - backdated to 1985
2. Merrill+ - thanks enharu & FinStar still trying to get last that bull

Can't think of anything else. That Fid Amex was on my list too - the pyramid ugh!

Re: Credit Wish List

Anonymous — Sat, 28 Sep 2013 09:20:06 GMT

The fidelity Amex private client card looks nice though. I would get it if it weren't for the AF. The card has nice benefits but it just isn't suitable for me. So if I were to get it, I'm literally forking out $200 yearly for its looks just to get around that green card, so that wouldn't make any sense at all.

You can check out citi and Barclay cards too! Can't think of any others right now.

Re: Credit Wish List

Anonymous — Sat, 28 Sep 2013 09:25:30 GMT

@enharu

Thought about Barclays Arrival more than once. For some reason they keep getting kicked off the list. Guess I don't need them. I think you have all the Citi cards