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  <channel>
    <title>topic Re: Confessions of a FICOholic in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005620#M36516</link>
    <description>&lt;P&gt;My name is Gunnar419 and I'm a MyFicoholic.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But you didn't take the words right out of my mouth, Sunshine. I was also pounding on the door in the early hours this morning, but I'd have never in a kabillion years come up with such a hilarious way to describe the experience.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;LOL and kudos, Sunshine! Your story made up for all the long hours that our favorite support group was so silent.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 11 Apr 2014 17:39:19 GMT</pubDate>
    <dc:creator>Gunnar419</dc:creator>
    <dc:date>2014-04-11T17:39:19Z</dc:date>
    <item>
      <title>Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005350#M36510</link>
      <description>&lt;P&gt;It happened in the blink of an eye. My world, upside down. It came without warning, hitting me hard and fast. I remember it like it was yesterday.&lt;/P&gt;&lt;P&gt;I had just arrived at the garden party. Things were going well. Introductions were being made, niceties were exchanged. It seemed as though it was revving up to be a wild night. I only stepped out for a minute. I had to feed the dog. I slipped away without telling anyone, thinking I’d be back before anyone even knew I was gone. That’s when it struck. Disaster.&lt;/P&gt;&lt;P&gt;I got back to the party in 5 minutes, 10 tops. I knocked on the door. No answer. Huh. This is odd. I know there’s a party going on. I was just there. I knock again, beginning to feel a hint of nervousness. C’mon, Myfico, let me in. Nothing. All I hear is nothing. I’m floored. I don’t understand. I knock for the third time &amp;amp; again am met with silence. Running through my head is ‘knock-knock-knock, Penny? Knock-knock-knock, Penny? Knock-knock-knock, Penny?’ I question whether I may be losing my mind. I shake my head &amp;amp; then hang it in confusion. When I look up, there is a message on the door. It seemed to have appeared from nowhere. Finally, an explanation. In hindsight, I should’ve looked away but at the time I couldn’t peel my eyes off of it. The sign reads: &lt;STRONG&gt;the url you have requested is not available or has been removed.&lt;/STRONG&gt; WHAT?? OMG, NOOOO!! WTH?? THIS CANNOT BE HAPPENING! I DON’T GET IT! WHAT HAVE I DONE? SOMEBODY PLEASE HELP ME!! I was afraid, for I fear what I do not understand. Did I catch a virtual std? No, that’s impossible. I’ve always been very cautious. Why can’t I get in? Have I been hacked? Is this how that works?? I need a plan. The only thing I know for certain is that I &lt;EM&gt;must&lt;/EM&gt; get back in.&lt;/P&gt;&lt;P&gt;I calmed myself until I felt once again capable of reason. I need to find another point of entry, since Mozilla denied my request. I never liked Mozilla, anyways. He was always kind of a jerk to me. I approached the nearest window I saw (Internet Explorer). Nope, that’s locked as well. What is this, some kind of conspiracy? Ok, fine. I’ll try the back door (Chrome), which I discover is on lockdown as well. I am now highly agitated, mostly stemming from fear. Like I said before, I fear what I do not understand. I begin to pace. I have broken out in a light sweat. This is crazy and I don’t like it. For the next 2 hours, I go back and forth from the front door to the window to the back door. Still nothing. I feel as though I may cry. During what hopefully would have been my last trip around the house, I see another sign. It reads something like: &lt;STRONG&gt;MYfico is closed for maintainance. Sorry for any inconvenience.&lt;/STRONG&gt; Although I’m so frustrated that I should&amp;nbsp; scream, I simply sigh with relief. Finally, an answer.&lt;/P&gt;&lt;P&gt;I am completely drained, emotionally exhausted. I opt for bed. I toss and turn for hours. I wake to find myself approaching the computer in the middle of the night, but catch myself before I do anything that may appear obsessive. Set the mouse down and slowly back away, I tell myself. I succeed. I order myself back to bed.&lt;/P&gt;&lt;P&gt;In the morning, I force myself to wait an entire hour before returning to Myfico. I know I cannot emotionally afford a replay, yet here I am.&lt;/P&gt;&lt;P&gt;The first step to fixing a problem is admitting you have one.&lt;/P&gt;&lt;P&gt;Hi. My name is Sunshine and I am a FICOholic.&lt;/P&gt;</description>
      <pubDate>Fri, 11 Apr 2014 16:15:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005350#M36510</guid>
      <dc:creator>sunshine7157</dc:creator>
      <dc:date>2014-04-11T16:15:09Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005442#M36513</link>
      <description>&lt;P&gt;Wow, you're an excellent writer.&amp;nbsp; Got me sucked in reading all the way, took the words right out of my mouth in your post!&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hi, my name is yudeology101 and i'm also a FICOholic.&lt;/P&gt;</description>
      <pubDate>Fri, 11 Apr 2014 16:48:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005442#M36513</guid>
      <dc:creator>yudeology101</dc:creator>
      <dc:date>2014-04-11T16:48:52Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005554#M36514</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/594502"&gt;@yudeology101&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wow, you're an excellent writer.&amp;nbsp; Got me sucked in reading all the way, took the words right out of my mouth in your post!&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hi, my name is yudeology101 and i'm also a FICOholic.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Omg, thank you! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Apr 2014 17:16:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005554#M36514</guid>
      <dc:creator>sunshine7157</dc:creator>
      <dc:date>2014-04-11T17:16:33Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005580#M36515</link>
      <description>Took the words right out of my mouth! LOL&lt;BR /&gt;Great read!&lt;BR /&gt;Hi, my name is JaB8199 &amp;amp; I'm a FICOholic....</description>
      <pubDate>Fri, 11 Apr 2014 17:24:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005580#M36515</guid>
      <dc:creator>creditFiend</dc:creator>
      <dc:date>2014-04-11T17:24:22Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005620#M36516</link>
      <description>&lt;P&gt;My name is Gunnar419 and I'm a MyFicoholic.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But you didn't take the words right out of my mouth, Sunshine. I was also pounding on the door in the early hours this morning, but I'd have never in a kabillion years come up with such a hilarious way to describe the experience.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;LOL and kudos, Sunshine! Your story made up for all the long hours that our favorite support group was so silent.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Apr 2014 17:39:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005620#M36516</guid>
      <dc:creator>Gunnar419</dc:creator>
      <dc:date>2014-04-11T17:39:19Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005826#M36518</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/661601"&gt;@Gunnar419&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;My name is Gunnar419 and I'm a MyFicoholic.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But you didn't take the words right out of my mouth, Sunshine. I was also pounding on the door in the early hours this morning, but I'd have never in a kabillion years come up with such a hilarious way to describe the experience.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;LOL and kudos, Sunshine! Your story made up for all the long hours that our favorite support group was so silent.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ha! Glad to be of assistance. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; Although I admit that at the time, I absolutely failed to find the humor. But they say (and I do not profess to know exactly who 'they' are) that if you can't laugh &lt;EM&gt;with&lt;/EM&gt; yourself, make for damn sure you can laugh &lt;EM&gt;at&lt;/EM&gt; yourself.&lt;BR /&gt;Today I find myself being extra sensitive to the dog. The poor thing acted like I was coming unravelled last night when I&amp;nbsp;had at one point&amp;nbsp;thrown&amp;nbsp;my face in my hands &amp;amp; whimpered, "Oh my God, no! Wth? I OBJECT!" She hid under the couch. (If only&amp;nbsp;dogs could talk. Now THAT, my friend,&amp;nbsp;would be hilarious.)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Apr 2014 18:58:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3005826#M36518</guid>
      <dc:creator>sunshine7157</dc:creator>
      <dc:date>2014-04-11T18:58:12Z</dc:date>
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    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3021506#M36610</link>
      <description>&lt;P&gt;&lt;A target="_blank" href="http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 16 Apr 2014 18:42:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3021506#M36610</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2014-04-16T18:42:27Z</dc:date>
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    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3022706#M36611</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Almost 7 years ago, Midnightvoice saw the potential for FICOholics. &amp;nbsp;You're an inspiration!&lt;/P&gt;</description>
      <pubDate>Thu, 17 Apr 2014 00:52:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3022706#M36611</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2014-04-17T00:52:41Z</dc:date>
    </item>
    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3022900#M36613</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/452952"&gt;@Shogun&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Almost 7 years ago, Midnightvoice saw the potential for FICOholics. &amp;nbsp;You're an inspiration!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hahaha! Wow. No sneaking up on him. He saw me coming from a mile away.&lt;/P&gt;</description>
      <pubDate>Thu, 17 Apr 2014 01:52:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3022900#M36613</guid>
      <dc:creator>sunshine7157</dc:creator>
      <dc:date>2014-04-17T01:52:48Z</dc:date>
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    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3024688#M36652</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/452952"&gt;@Shogun&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Almost 7 years ago, Midnightvoice saw the potential for FICOholics. &amp;nbsp;You're an inspiration!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;myfico has been around for 7 years?!!! Where have you been all my life? Lol&lt;/P&gt;</description>
      <pubDate>Thu, 17 Apr 2014 19:10:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3024688#M36652</guid>
      <dc:creator>Jamielei24</dc:creator>
      <dc:date>2014-04-17T19:10:27Z</dc:date>
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    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3046842#M36779</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/709757"&gt;@Jamielei24&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/452952"&gt;@Shogun&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Almost 7 years ago, Midnightvoice saw the potential for FICOholics. &amp;nbsp;You're an inspiration!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;myfico has been around for 7 years?!!! Where have you been all my life? Lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I am afraid I am one of the oldest (in time served&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;) on the board&lt;/P&gt;</description>
      <pubDate>Fri, 25 Apr 2014 18:05:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3046842#M36779</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2014-04-25T18:05:33Z</dc:date>
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    <item>
      <title>Re: Confessions of a FICOholic</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3048992#M36813</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/709757"&gt;@Jamielei24&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/452952"&gt;@Shogun&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/5538"&gt;@MidnightVoice&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-MyFICO-Forums-12-Step-Program-For-FICOholics/m-p/23896#M5651&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Almost 7 years ago, Midnightvoice saw the potential for FICOholics. &amp;nbsp;You're an inspiration!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;myfico has been around for 7 years?!!! Where have you been all my life? Lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I am afraid I am one of the oldest (in time served&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;) on the board&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Pssht. You say that like it's a bad thing! Just imagine how many people you have helped over the years. And clearly your insight is uncanny, since you saw FICOholic potential WAAAY back then. &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 26 Apr 2014 15:17:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Confessions-of-a-FICOholic/m-p/3048992#M36813</guid>
      <dc:creator>sunshine7157</dc:creator>
      <dc:date>2014-04-26T15:17:16Z</dc:date>
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