Credit Karma

spydergto — Tue, 06 May 2014 03:32:24 GMT

Hi like most here, I have all the other accounts to to monitor my credit. While i was looking at Credit Karma yesterday I took an in depth look at the Credit card report card section. like many times before i saw the same data but upon clicking and looking furture i saw under the total accounts section that it was backwards from what i thought. I was under the impression that less accounts all in good standing was better. but looking at CK to rate an A is 22 plus accounts in good standing. I was taken aback and wondered if this was correct ? I know not to use any of the friviolus stuff to rate my creidt NOW thanks to reading here like fico vs fako's

But i was wondering which is better ? more accounts in good standing or less accounts in good standing ?

Re: Credit Karma

Anonymous — Tue, 06 May 2014 06:08:26 GMT

@spydergto wrote:
Hi like most here, I have all the other accounts to to monitor my credit. While i was looking at Credit Karma yesterday I took an in depth look at the Credit card report card section. like many times before i saw the same data but upon clicking and looking furture i saw under the total accounts section that it was backwards from what i thought. I was under the impression that less accounts all in good standing was better. but looking at CK to rate an A is 22 plus accounts in good standing. I was taken aback and wondered if this was correct ? I know not to use any of the friviolus stuff to rate my creidt NOW thanks to reading here like fico vs fako's

But i was wondering which is better ? more accounts in good standing or less accounts in good standing ?

CK serves a purpose to be sure. However, using it as anything else than monitoring HP's, bal changes and new TLs reporting, etc would give you fits. I would not concern myself with the criteria of +22 TLs.

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Credit Karma

Re: Credit Karma