topic Re: Discover is not worthy in SmorgasBoard

Discover is not worthy

Anonymous — Tue, 15 Jul 2014 07:07:32 GMT

Useless card..............what a shock.

LoL.........MyFico supporters to the rescue.

Move on.......Get real, unfiltered advice the mods dont have to approve.

Several legit sites will give you real, unfiltered by MyFico, info without the all the morals and corporate profits involved.

You can learn from MyFico. I have paid this site hundreds upon hundreds of dollars for score monitoring. Funny thing is happens 24hrs after the fact. Another way to make that Executive bonus.

I will catch hell from the righteous for expressing "real" opinion. Many catch Hell for expressing real thought or offering advice that will really make a difference on MyFico.

MyFico makes money by supporting the status quo. That is why efforts to circumvent this process are met by deleted posts and the mantra to support MyFico.

If any mod edit guts are exihibited by the management of MyFico instead of a concerted effort to erase/remove/kill my post they will offer a legit way to debate the real reasons companies like MyFico exist which is for profit. Leave this post for ALL TO READ. I highly doubt you have the confidence to allow free thinking in regard to credit/financial responsibility and the American way of life. I brought MyFico in to my life. It sickened me. I am now hoping to remove MyFico from my life.

I highly doubt this post actually stays up but if MyFico has the mod edit guts, I am willing to enter in to a real debate about corporate control over our lives. The Mortage process, of which I close tomorrow, made it clear what puppets we are to MyFico. I am sick knowing how deeply I sold out to MyFico and the financial industry. I wish I had realized how much mental illness was involved in the mortgage process before I had set out on my trek through H*LL and back. Thirty seven times over. This all with a $70K income, 685 mid score and right at 40% DTI with mortgage included. Any person willing to submit to scrutiny from a 24yr old punk with no concept should think twice. Go ahead, say I am screwed up and created my own issues. Experience will SLAP you in the face and put you in the same place I am currently in.

Applying for a mortgage is a lesson in explaining why you deposited your pay check in the bank, why you paid this bill, when you did, in the amount you did. Buying a home is signing up for abuse and disrespect. NO financial person deserves any respect from someone who actually produces a product.

I could go on and on and on. Financial services are a scam. Nothing of tangible value is produced therefore in reality, the financial industry produces nothing. Funny thing is, we already knew this but still embrace the message. Pathetic and typical.

I will be cancelling the "MYFico" subscription a it only goes to prop up a corporation who cares nothing about our credit. Lower scores mean more profit to MyFico. Sadly. if this post actually stays up and is not removed by the MyFico "Cops".

Good luck to all the MyFico Folks.

Time until removed ........3.........2...........1........?(soon)

Edit: it's perfectly fine to discuss the industry and your dissatisfaction with it: it is absolutely not OK to slander a bunch of individuals in your thread. I have cleaned it up on a first pass, open to further review. --Revelate, myFICO moderator

Happy to oblige~Lexie, myFICO Moderator

Re: Discover is not worthy

pip3man — Tue, 15 Jul 2014 06:43:29 GMT

Lmfaooo the caption #epic

Re: Discover is not worthy

j_casteel — Tue, 15 Jul 2014 06:43:54 GMT

in before title change!

Re: Discover is not worthy

tcbofade — Tue, 15 Jul 2014 06:44:22 GMT

Loved your title... don't know what Discover has to do with any of that tho.

Sorry you had to go through the same mortgage process that we all do. Better luck next time!

Re: Discover is not worthy

myjourney — Tue, 15 Jul 2014 07:00:43 GMT

Title change requested

Re: Discover is not worthy

longtime_lurker — Tue, 15 Jul 2014 06:44:42 GMT

@j_casteel wrote:
in before title change!

Me too, me too! LOL

Re: Discover is not worthy

j_casteel — Tue, 15 Jul 2014 07:01:13 GMT

lol, i first replied just because of the title and then I read the post....has nothing to do with Discover. Just a whining rant about myFICO and the mortgage process.

Re: Discover is not worthy

longtime_lurker — Tue, 15 Jul 2014 07:03:18 GMT

@Anonymous wrote:
Grow a sack.

Care to explain why you called out Discover?

Re: Discover is not worthy

TheGardner — Tue, 15 Jul 2014 07:02:00 GMT

Although I agree with the title.. You should post about what actually caused this post. I need back story man!

Re: Discover is not worthy

j_casteel — Tue, 15 Jul 2014 07:02:28 GMT

@Anonymous wrote:
Grow a sack.

does it take a hefty sack to come online to a free public forum and whine like a baby? i know you're trolling but i could care less. I'll still be here when you're gone.

Re: Discover is not worthy

E150GT — Tue, 15 Jul 2014 07:02:49 GMT

wow. What a thread. I dont subscribe to the services here anymore either.

Re: Discover is not worthy

myjourney — Tue, 15 Jul 2014 07:10:24 GMT

OK lets not feed the thirst please

Re: Discover is not worthy

Anonymous — Tue, 15 Jul 2014 07:11:45 GMT

Because the financial industry is a racket and the MyFico Chitlins cant stand the truth.

Corporate earnings mean much more than morals, fair dealings or anything related to treating your fellow man like anything more than a $$ sign.

The mortgage process is sickening beyond words. Close tomorrow but would be ashamed to look myself in the mirror as an employee and proclaim I was doing good for humanity. Any of you making excuses are part of the problem.

Mod cut

Re: Discover is not worthy

MT936 — Tue, 15 Jul 2014 07:12:13 GMT

So what did u say at all who has time to read all of that

Re: Discover is not worthy

j_casteel — Tue, 15 Jul 2014 07:12:35 GMT

@myjourney wrote:
OK lets not feed the thirst please
MJ

All i'm staing is that if the OP really wanted to "stick it to the man" it would be must less of a spectacle to just cancel the subscription and stop logging on to the forums. If the OP had any sack then that would've been the sacklier thing to do. Rather than just posting his rant on here.

Re: Discover is not worthy

myjourney — Tue, 15 Jul 2014 07:12:56 GMT

@j_casteel wrote:
@myjourney wrote:
OK lets not feed the thirst please
MJ

Re: Discover is not worthy

joltdude — Tue, 15 Jul 2014 07:13:14 GMT

What does this have to do with Discover?

As an aside... to quote a friend of mine from another forum, when users go on diatribes like this.. The exits are clearly marked....

Re: Discover is not worthy

Anonymous — Tue, 15 Jul 2014 07:13:57 GMT

Dont worry, used the limited, corporate info to my advantage.

I am now rejoinging the human race where "most" care about others beyond the profit potential and dont care if MYFICO(the corporate pig) dies a slow, painful death steering all to their idea of "financial health". Do you really believe the Fair Isaac Corporation cares about you and your good credit. You are a short sighted fool to believe otherwise. I got what I needed, Pay my bills like any good credit risk woiuld do and plan on moving forward with the rest of the companies extending credit who are tired of paying MyFico a fee to determine what they are rapidly figuring out on their own. MyFico costs money for real info. I find that the info that MyFico provides is slowly being replaced by other companies offering the same for less.

Re: Discover is not worthy

tcbofade — Tue, 15 Jul 2014 07:14:20 GMT

@Anonymous wrote:
Dont worry, used the limited, corporate info to my advantage.

I am now rejoinging the human race where "most" care about others beyond the profit potential and dont care if MYFICO(the corporate pig) dies a slow, painful death steering all to their idea of "financial health". Do you really believe the Fair Isaac Corporation cares about you and your good credit. You are a short sighted fool to believe otherwise. I got what I needed, Pay my bills like any good credit risk woiuld do and plan on moving forward with the rest of the companies extending credit who are tired of paying MyFico a fee to determine what they are rapidly figuring out on their own. MyFico costs money for real info. I find that the info that MyFico provides is slowly being replaced by other companies offering the same for less.

OK. Yay you.

Again, what does any of that have to do with Discover?

Re: Discover is not worthy

Anonymous — Tue, 15 Jul 2014 07:14:43 GMT

They drink the MyFico Kool Aid? Feel better? Discover is joke that reminded me of MyFico(which I stupidly pay every month).