topic Re: OMG! Credit Card Nightmare in SmorgasBoard

OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 13:42:46 GMT

So I've been reading on here and learning as much as possible. Family thinks I'm crazy at times because all I seem to talk about are fico scores, utilization, and fixing past mistakes. But I have to tell everyonea story. My fiancee has taken the blunt of my jabberin but has also listenened and been able to raise credit scores to mid 700's as a result.

Yesterday I was laying in bed and as usual had this forum pulled up on the tablet. Fiancée wakes up and says

DF..omg I'm mad at you

Me..um, OK. What for, what did I do?

DF..I just had a nightmare and it's your fault,

Me.. Why is it my fault?

DF.. Because in my dream I had a 1000 balance on my chase freedom cc but only 500 in bank to pay on it and I had a balance report to the cra's

Me.. I couldn't help but laugh

Just thought I'd share.

Re: OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 14:00:07 GMT

lol funny story. From the title I thought something terrible was going on with your credit. I didnt think you literally meant "credit card nightmare". Haha

Re: OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 15:06:41 GMT

Thanks. Yea I guess maybe this proves I'm a little anal about the whole util thing. Lol

Re: OMG! Credit Card Nightmare

axlm — Sun, 28 Jun 2015 15:15:36 GMT

Thanks for sharing, really funny!

I think it also shows we are all a little too concerned about scores

Re: OMG! Credit Card Nightmare

securingourfuture — Sun, 28 Jun 2015 15:25:33 GMT

That is funny! The fear is real

Re: OMG! Credit Card Nightmare

youdontkillmoney — Sun, 28 Jun 2015 16:14:21 GMT

That is a good sign both of you will be more credit conscious!

Re: OMG! Credit Card Nightmare

Imperfectfuture — Sun, 28 Jun 2015 16:56:41 GMT

You know you need to step back from the forums when this happens. And yes, I have dreamed of credit card nightmares (a reality show coming soon, replaces parking wars).

Re: OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 17:00:23 GMT

OMG that's so funny. I am new here and I have become so obsessed with this site and talking about Fico scores. My daughter had enough and unplugged and confscated every electronic that I could get on here with and proceeded to do an intervention. I just got back access by promising to limit my time on here.

Re: OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 17:54:48 GMT

Hilarious! My daughter works for a credit union and helps people with credit issues get loans, or better rates, etc. I'll call, and she will immediately head me off at the pass on any talk involving credit! lol

Re: OMG! Credit Card Nightmare

Anonymous — Sun, 28 Jun 2015 18:17:52 GMT

Hey. I love the reality show idea. Guess it's time to find an agent.

Re: OMG! Credit Card Nightmare

barbaralee — Mon, 29 Jun 2015 21:01:15 GMT

Up until last Saturday I was pregnant. Shortly before the baby arrived i had a dream that I went into labor and the attending physician was Capital One. I woke up and thought I really needed to back off on the forums and credit cards.

Re: OMG! Credit Card Nightmare

MidnightVoice — Tue, 30 Jun 2015 15:00:40 GMT

Starting the credit journey here is like that - it is a stage that I, and many others, went through as well. It was like learning a foreign language via total immersion - when I did that I would apparently wake up in the middle of the night and start speaking Swahili