topic Re: What's everyone's "New Years Resolution" for 2017? Any goals? in SmorgasBoard

What's everyone's "New Years Resolution" for 2017? Any goals?

xgac12x — Mon, 28 Nov 2016 19:47:41 GMT

I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

happypill — Mon, 28 Nov 2016 20:00:09 GMT

I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards. I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways. The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

Good luck to everyone with their goals.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

redpat — Mon, 28 Nov 2016 20:16:16 GMT

As it is every year, to see the next year. Also, to through in a Amex bus plat.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

baller4life — Mon, 28 Nov 2016 20:18:17 GMT

@xgac12x wrote:
I've set my personal goal of absolutely 0 new credit card apps or anything for 2017. Auto CLI's sure, but nothing, I mean nothing that requires a HP.

Have my eyes set on the CSR, and that's the card I want! No more apping just for a bonus, etc.

Self control! Haha.

What's everyone's goal 2017?

+1. Keep my eye on the prize. CSR

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

EdMan63 — Mon, 28 Nov 2016 20:21:38 GMT

We are in the process of finalizing a mortgage right now so I haven't done anything credit wise in the last 6 months. I recently got a business card for travel so I'm trying to decide what to do about my current cards. I'm debating whether or not to close or PC my CSP before my next annual fee now that I won't really be using it for travel. I still want to get a Citi DC and if so that will be the only card I may open next year. My current lease car will also be due in Sept so I will be getting a new car at that time. Beyond that I have no plans for any additional credit in the near future.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

CreditMagic7 — Mon, 28 Nov 2016 20:43:27 GMT

@happypill wrote:
I'd like to apply for a mortgage, which probably means I need to stop applying for credit cards. I've opened 25+ new accounts in the past 24 months so it's probably a good idea to slow down anyways. The last of my derogs are scheduled to fall off my reports in March/April 2017, so if things go smoothly, I'm going to try for a pre-approval and start house hunting then.

Good luck to everyone with their goals.

I for one can't wait to see your new FICO scores once the negs drop either.

I only recently got a 36 point instant score increase when an old PR was removed. That's HUGE

Best of luck and success that everything goes as expected for you.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Mon, 28 Nov 2016 20:50:26 GMT

I'd like to take it pretty easy and just grow my current cards/scores until late 2017 when I might apply for another card.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Mon, 28 Nov 2016 20:58:18 GMT

No apps, except for a car loan if Tesla decides my model 3 is ready earlier, other than that gardening and hopefully recovering from a few health issues.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

driftless — Mon, 28 Nov 2016 21:00:52 GMT

I am good credit wise. Wishing everyone good luck meeting their '17 credit goals.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Thu, 29 Dec 2016 20:32:54 GMT

Not apply for a dam CC.

It's such an urge T_T

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

SouthJamaica — Mon, 28 Nov 2016 21:12:48 GMT

I'm gonna garden for the whole year.

(Just kidding)

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Mon, 28 Nov 2016 21:13:19 GMT

For my New Years 2017 Credit Resolution, I intend to garden and cultivate a good relationship with those that gave me the opportunity to grow with them during my last app spree. (AMEX, BoA, USAA, and Barclays). The JetBlue card from Barclay and Citi DC are next on my list but not until well after 6/2018. To those with specific credit goals in 2017, I wish you well and good luck!

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

xgac12x — Mon, 28 Nov 2016 21:40:32 GMT

Best of luck to everyone! It's so hard lol

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Cindy_FICO — Mon, 28 Nov 2016 23:58:39 GMT

Everyone seems to be gardening!

I am still new to building my credit, and I only have 2 credit cards. The first one I got right when turning 18 in the Wells Fargo College Card (2012). I got my second credit card in Jan of this year with the Chase Freedom. My goals for 2017 is to get the CSP and get an auto loan (closer towards the end of 2017) for a new car.

Looking forward to seeing everyone's goals and resolutions!

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Tue, 29 Nov 2016 00:31:50 GMT

Goals for 2017:

1) Garden and watch my current line-up of CCs grow with steady SP CLIs.

2) Steadily increase my income then the previous year before.

That's all

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

creditguy — Tue, 29 Nov 2016 00:34:34 GMT

Commit to spending less time on myfico forums.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Tue, 29 Nov 2016 00:53:42 GMT

The only cards I might pull a trigger on is Amex PRG or Amex PLAT. Waiting and hoping for a 100k PLAT offer or if they overhaul it with better benefits.

I will also be throwing a ton of money into the stock market. My risk tolerance is high.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

wmweeza — Tue, 29 Nov 2016 00:54:36 GMT

Mine is to keep doing what I'm doing, but in May I get to shop for another house! I am BEYOND excited! Basically I'm just maintaining my portfolio how it is with zero inquiries until we have the keys to our next house

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Tue, 29 Nov 2016 03:26:51 GMT

I want a CSR too. Not really a goal. Soft pull cli whenever i can.

Re: What's everyone's "New Years Resolution" for 2017? Any goals?

Anonymous — Tue, 29 Nov 2016 07:52:43 GMT

Hmm. Good question.

Get my DC to a usable limit. Get my AMEX back to where it was. 750 score. And maybe a Venture card.

On a personal note, I am going to have a **bleep** good time for my 50th bday. RHCP and maybe a hockey game in Vancouver, BC.