topic Re: Smallest CC Transaction Ever Made? in SmorgasBoard

Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 01:12:22 GMT

What was your smallest credit card transaction ever made?

Mine was 3 cents at USPS.

I went to the post office once to pick up a package and mail 3 items. I handed the clerk the 3 items that had a stamp on each. She told me that the stamps were not forever stamps and I was 1 cent short on each. I told her I don't have cash or change on me, and none in my car. She said I'd let you go, but she'd have to do that for everyone. I said I'll go check under my seat in my car, maybe I can find 3 pennies in my car or in the parking lot lol. Couldn't find 3 cents. I asked if they take credit cards. She said yes, so I charged 3 cents. With merchant fees, they would been better off forgetting the 3 cents.

If you're keeping score at home, I got no rewards for that transaction lol.

Re: Smallest CC Transaction Ever Made?

FinStar — Tue, 08 Oct 2019 01:19:25 GMT

An oldie but somewhat relevant thread:

https://ficoforums.myfico.com/t5/SmorgasBoard/Your-Smallest-and-largest-Credit-Card-Transactions/m-p/5044349

Re: Smallest CC Transaction Ever Made?

wasCB14 — Tue, 08 Oct 2019 01:19:50 GMT

Probably Los Angeles mass transit. Relatives' senior citizen fare is 35 cents on some routes.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 01:21:17 GMT

89c for a coffee.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 01:28:15 GMT

99¢ is the smallest I have ever charged to a credit card. Back before they took taxes for online purchases.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 01:29:36 GMT

I'm new to the board and wasn't aware of the old post.

I'd like to charge 1 cent someday but it's harder to do these days.

Re: Smallest CC Transaction Ever Made?

TSlop — Tue, 08 Oct 2019 01:36:21 GMT

Unrelated yet related: I once got a check in the mail for 1 cent from health insurance. I really wanted to cash it at a teller but ended up using mobile deposit.

Re: Smallest CC Transaction Ever Made?

Andypanda — Tue, 08 Oct 2019 02:11:35 GMT

18 cents. Got a gift card, went over by 18 cents, chargged it.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 02:22:31 GMT

Was that at a restaurant? It's a pain to pay with a restaurant gift card where there's less than gratuity left on the card and you have to whip out a credit card to pay the remaining gratuity.

I had a $50 gift card for Chili's that I used and the bill came to $50.01. The server told me she got a penny and added it to my bill and I was good. I said I have to pay the tip and leaving 1 cent to charge would have been better, because I think you need something other than 0 to add a tip.

She ran my card (I guess) for $0 and I added the tip. It took a week before it showed up on my account.

Re: Smallest CC Transaction Ever Made?

pinkandgrey — Tue, 08 Oct 2019 02:22:42 GMT

My smallest is the same as yours lol. I came up just barely short at the Walmart self checkout. Charging three cents was somewhat enraging.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 02:26:41 GMT

@pinkandgrey wrote:
My smallest is the same as yours lol. I came up just barely short at the Walmart self checkout. Charging three cents was somewhat enraging.

When people are around, its more embarrassing than anything. They are thinking, you don't have 3 cents on you and you have to FINANCE that amount lol.

Re: Smallest CC Transaction Ever Made?

zerofire — Tue, 08 Oct 2019 02:29:28 GMT

I remember this one well. It was the BK Detour Event. Stopped in at my local McDonald's for a $1 soda and ordered a $0.01 Whopper, I think, at the BK across the street. Biggest joke run I have ever done. The credit card also offered up $0.25 back per transaction so the final amount due was -$0.24 when everything was done and over with. I literally got paid to buy something.

Re: Smallest CC Transaction Ever Made?

Anonymous — Tue, 08 Oct 2019 02:32:42 GMT

@zerofire wrote:
I remember this one well. It was the BK Detour Event. Stopped in at my local McDonald's for a $1 soda and ordered a $0.01 Whopper, I think, at the BK across the street. Biggest joke run I have ever done. The credit card also offered up $0.25 back per transaction so the final amount due was -$0.24 when everything was done and over with. I literally got paid to buy something.

That is a good one and maybe my CC bucket list is to charge 1 cent. And I would LOVE it to be the post office. Unfortunately, most stamps now are forever stamps and 1 cent stamps are harder to come by.

Re: Smallest CC Transaction Ever Made?

tinglywoowoo — Tue, 08 Oct 2019 02:50:18 GMT

Going from Holyhead to Dublin on the ferry and just had to have a Coke. 2.44 Euros, I think it was.

Re: Smallest CC Transaction Ever Made?

zerofire — Tue, 08 Oct 2019 03:00:38 GMT

@Anonymous wrote:
@zerofire wrote:
I remember this one well. It was the BK Detour Event. Stopped in at my local McDonald's for a $1 soda and ordered a $0.01 Whopper, I think, at the BK across the street. Biggest joke run I have ever done. The credit card also offered up $0.25 back per transaction so the final amount due was -$0.24 when everything was done and over with. I literally got paid to buy something.
That is a good one and maybe my CC bucket list is to charge 1 cent. And I would LOVE it to be the post office. Unfortunately, most stamps now are forever stamps and 1 cent stamps are harder to come by.

You can still buy them however they come on sheets of 20. Also the whole idea of forever stamps was to reduce and eliminate the headache of the $0.01 stamps as it was cheaper to forgive the cent than print the stamps.

Re: Smallest CC Transaction Ever Made?

CreditInspired — Tue, 08 Oct 2019 11:30:05 GMT

I had to laugh because in May, I charged 1cent on my NFCU cashRewards. Here is my post.
https://ficoforums.myfico.com/t5/Credit-Cards/A-1cent-charge-on-my-NFCU-cashRewards-Ludicrous/m-p/5627781

Re: Smallest CC Transaction Ever Made?

CreditInspired — Tue, 08 Oct 2019 11:38:30 GMT

@zerofire wrote:
I remember this one well. It was the BK Detour Event. Stopped in at my local McDonald's for a $1 soda and ordered a $0.01 Whopper, I think, at the BK across the street. Biggest joke run I have ever done. The credit card also offered up $0.25 back per transaction so the final amount due was -$0.24 when everything was done and over with. I literally got paid to buy something.

Oh this is a hoot! You win 😆

Re: Smallest CC Transaction Ever Made?

UncleB — Tue, 08 Oct 2019 11:58:58 GMT

I once charged 1¢ at Macy's, and it actually had to be done with a card.

Re: Smallest CC Transaction Ever Made?

ScoreSizzle — Sat, 19 Oct 2019 03:53:17 GMT

55 cents for a stamp.

Re: Smallest CC Transaction Ever Made?

Gunnerboy — Sun, 20 Oct 2019 04:02:24 GMT

I once paid 50-cents on a parking meter. Some of the meters on pricier downtown Seattle streets give you just 1.09 mins for the first nickel. I'm gonna try to charge 5-cents for fun!!

Edit: Just realized there's a 12-minute transaction minimum on our parking meters now.