topic Re: What is your ?? in SmorgasBoard

What is your oldest card?

Anonymous — Thu, 09 Jan 2020 16:01:25 GMT

Oldest card ? From which lender ? Mine ? It would be the Wells Fargo college credit card I got back in 13 when I got my first CC when I was 20-21 & still have it to this day obviously but doesn’t really get any use .. never had problems with Wells , they just never give me credit increasements though lol

Re: What is your ??

TSlop — Thu, 09 Jan 2020 03:19:12 GMT

My PNC Points, opened 2/1/07, according to Chase Credit Journey.

Re: What is your ??

wasCB14 — Thu, 09 Jan 2020 03:26:53 GMT

Freedom #1 from 2013, $600 SL.

Re: What is your ??

iheartwings — Thu, 09 Jan 2020 03:28:00 GMT

Technically, my oldest card is my Chase Freedom, which started out as a WaMu card that I obtained in February 2008. It was my second card after my BK7.

However, I was took advantage of backdating when it was still a thing with AmEx in 2014, so my AmEx Plat and AmEx BCE appear to have been opened in December 2000.

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 03:43:05 GMT

Wow crazy, have you ever been hit with an Amex FR? Haha

Re: What is your ??

simplynoir — Thu, 09 Jan 2020 03:46:47 GMT

@Anonymous wrote:
Wow crazy, have you ever been hit with an Amex FR? Haha

It was a thing AMEX did years ago before they discontinued doing it. They'll backdate your Member Since date but it's purely cosmetic now

Re: What is your ??

iheartwings — Thu, 09 Jan 2020 03:53:47 GMT

@simplynoir wrote:
@Anonymous wrote:
Wow crazy, have you ever been hit with an Amex FR? Haha
It was a thing AMEX did years ago before they discontinued doing it. They'll backdate your Member Since date but it's purely cosmetic now

Yes, I eked in about 4 months before they stopped doing it. Oh, the golden days. 👵🏼

ETA: Wow, that's been almost 5 years since the stopped. How time flies.

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 04:05:58 GMT

My oldest card I still have is my Capital One QS. Started life as a $300 Platinum 3/2014 and is $8250 now. My next oldest card is my Disco It I got in 3/2018.

Re: What is your ??

Ficoproblems247 — Thu, 09 Jan 2020 04:16:49 GMT

Oldest open card is my CapitalOne VentureOne. Opened 5/15 as a QS1 @ 1k, now 5k. Funny, because as I remember my first ever credit card was a Cap1 platinum (or whatever they called it back then) opened around '03 which ended up being a CO lol. (I paid them back though!)

Re: What is your ??

Andypanda — Thu, 09 Jan 2020 05:37:33 GMT

I'm a newbie to the game, oldest card (by 2 days) is my Citi Costco Visa, at 21 months.

Re: What is your ??

Aim_High — Thu, 09 Jan 2020 17:25:37 GMT

My God, all you kids!! Lol
My oldest continuously-open card is my DISCOVER.
Opened 06/02/93.
26 years, 7 months!!!

And I had others before that, back into the 80’s!
My old USAA card dates to 1988 but I had to close

that one (joint card) when the ex and I divorced.

I also have three others around the 20+ year point.

My AFBA(UMB) “Simply Rewards” card from 1997 is 22 years, 9 months.
My Bank of America Cash Rewards from 2000 is 19 years, 6 months.
My Chase Freedom Unlimited from 2000 is 19 years, 5 months.

Advice: Don’t close your oldest cards!
Those are the anchors of my AAoA now!
They have ALL been product-changed over the years as new cards or programs evolved.

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 07:10:42 GMT

@Aim_High wrote:
My God, all you kids!! Lol
My oldest continuously-open card is my DISCOVER.
Opened 06/02/93.
26 years, 7 months!!!

And I had others before that, back into the 80’s!
My old USAA card dates to 1988 but I had to close that one (joint card) when the ex and I divorced.

I also have three others around the 20+ year point.

My AFBA(UMB) “Simply Rewards” card From 1997 is 22 years, 9 months.
My Bank of America Cash Rewards from 2000 is 19 years, 6 months.
My Chase Freedom Unlimited from 2000 is 19 years, 5 months.

Advice: Don’t close your oldest cards!
Those are the anchors of my AAoA now!
They have ALL been product-changed over the years as new cards or programs evolved.

I was 4 when you got that USAA card lol.

If I didn't have my BK, I would have BoA as my first card around 2003/2004 and US Bank a year or two after.

Re: What is your ??

eastsea — Thu, 09 Jan 2020 08:23:05 GMT

Since rebuild, AmEx BCE 10/2019, SL $2,000

Re: What is your ??

staticvoidmain — Thu, 09 Jan 2020 08:43:16 GMT

My oldest card here in the US is my Capital One "Quicksilver Platinum Mastercard", back in 2013. (It is an evolved/discontinued card, but essentially acts like the current Quicksilver.)

Capital One sent me an invitation to apply, around 4 or 5 months after I've taken a car loan, which gave me my first credit history account. I had no credit history before that. I came here in 2012, and am now in my early-mid 30's.

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 09:08:06 GMT

American Express charge card opened January 1993 (27 yrs ago), when I was a sophomore in college. The original amex green card, over the years I upgraded to gold, then platinum, and back down to rose gold. It is my go to rewards card for my needs (4x restaurants/groceries, 3x flights, with $100 airline credit and a free lunch at cheesecake factory every month)!

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 09:12:24 GMT

Oldest card on report is a Chevron card that I’m an AU on- 21 years 8 months

The oldest card that is actually mine is WF Platinum that started as a student card- 5 years 9 months

Re: What is your ??

Anonymous — Thu, 09 Jan 2020 11:53:13 GMT

Was bought out by BofA later.

Re: What is your ??

GApeachy — Thu, 09 Jan 2020 16:27:43 GMT

Regretfully, I closed it one day while in the store at checkout. (2005) I remember I used to build points everytime I took my boys into their portrait studio. They did away with that program and I had other cards by then so I asked her to call in and close it. The two girls behind the counter tried to talk me out of it but I didn't listen. So dumb! It has only survived on my EQ report up until last month. It's history. My next oldest is a Chase card 2001 which is still reporting and 2001 Comenity/Goody's (now listed as Stages)- also closed due to inactivity.

SEARS/CBNA

Credit Card

Dec 01, 1998

Closed

Jul 01, 2005

Account Details

Last Reported

Feb 14, 2013

Creditor Name

SEARS/CBNA

Account Type

Credit Card

Account Status

Closed - Paid and Closed

Opened Date

Dec 01, 1998

Re: What is your ??

pinkandgrey — Thu, 09 Jan 2020 14:26:35 GMT

Disco is the oldest card that I still have open lol

Re: What is your ??

simplynoir — Thu, 09 Jan 2020 15:15:48 GMT

@Anonymous wrote:

Was bought out by BofA later.

Wow, didn't think I'd see this card again

This and CapOne Platinum were my oldest cards going into college back in 2004. I lost the Clout card when BofA bought it out but still got the CapOne card which is now QS

Edit: add the Walmart card to that too I think; memory a little fuzzy atm with that and too lazy to check credit reports