topic Virtual credit card question in SmorgasBoard

Virtual credit card question

howellco2 — Wed, 15 Jul 2020 00:37:52 GMT

not sure where to put this so I put it here anyway I got a 377$ rebate from Tmobile it came on a virtual card so I can only use it online .. I did figure out i can send money thru PayPal to my SO then she can send back to me and then to my bank about a 12$ fees anyond know of a cheaper way

Re: Virtual credit card question

KLEXH25 — Wed, 15 Jul 2020 21:51:07 GMT

@howellco2 wrote:
not sure where to put this so I put it here anyway I got a 377$ rebate from Tmobile it came on a virtual card so I can only use it online .. I did figure out i can send money thru PayPal to my SO then she can send back to me and then to my bank about a 12$ fees anyond know of a cheaper way

I had this happen as well. I got a cashback rebate for my contacts in the form of a virtual credit card. I was able to make a purchase for the exact amount (that I was going to make anyway) and then I saved the actual rebate amount in my savings.

So in summary, just use it as a regular card online and you don't have to pay fees. Amazon is probably a good place to use it.

Re: Virtual credit card question

Anonymous — Wed, 15 Jul 2020 22:21:05 GMT

I always take those and reload my Amazon gift card balance with them since there is no fee, the balance doesn't expire, and I do lots of shopping on Amazon.

You can also take them and pay your utility bills with them. Like if I got one for $377, I would probably prepay the Comcast bill for two months to knock out $280 of it and pay the Xfinity Mobile bill to knock out another $60 and then take the remaining $37 and load it on Amazon. That way I wouldn't be tempted to create frivolous spend.

Re: Virtual credit card question

KLEXH25 — Wed, 15 Jul 2020 23:02:59 GMT

@Anonymous wrote:
I always take those and reload my Amazon gift card balance with them since there is no fee, the balance doesn't expire, and I do lots of shopping on Amazon.

You can also take them and pay your utility bills with them. Like if I got one for $377, I would probably prepay the Comcast bill for two months to knock out $280 of it and pay the Xfinity Mobile bill to knock out another $60 and then take the remaining $37 and load it on Amazon. That way I wouldn't be tempted to create frivolous spend.

+10