topic Re: Metal cards to plastic. in SmorgasBoard

Metal cards to plastic.

TheBoondocks — Sat, 26 Jun 2021 15:40:36 GMT

Hey guys, I just bought a new wallet and was wondering if I could have all the metal cards to just be plastic? Its just too thick for my wallet believe it or not lol, I have the csp, altitude go, amazon - chase and amex biz. Could I just request the lenders to send plastic version and if they don't have it in plastic, is there a way to convert from metal to plastic? Thanks!

Re: Metal cards to plastic.

FalconSteve — Sat, 26 Jun 2021 16:14:51 GMT

I think this is lender specific and you have to call them.

Re: Metal cards to plastic.

markhs777 — Sat, 26 Jun 2021 18:48:34 GMT

Now that's what I call a 1st world problem.

Re: Metal cards to plastic.

unsungivy — Sat, 26 Jun 2021 18:57:39 GMT

I hear digital wallets are exceptionally slimming

Re: Metal cards to plastic.

FalconSteve — Sat, 26 Jun 2021 19:21:22 GMT

@unsungivy wrote:
I hear digital wallets are exceptionally slimming

Excellent point, just keep one physical card for emergencies.

Re: Metal cards to plastic.

FinStar — Sat, 26 Jun 2021 21:31:47 GMT

@TheBoondocks - some of them have the capability to switch to the plastic version. I know that CSP used to do so just like JPM Ritz Carlton and Marriott cards did, IME. Only thing, if you switch to the plastic version and they discontinue the metal version, then you cannot revert back to the metal version (IHG Premier for example).

I would suggest calling each of the issuers to see if that option is available for those particular cards you mentioned.

Re: Metal cards to plastic.

Anonymous — Sun, 27 Jun 2021 01:59:18 GMT

@unsungivy wrote:
I hear digital wallets are exceptionally slimming

Right. Especially for Chase Amazon, which for Amazon is most likely to be used online, and WholeFoods accepts mobile payments. (Yes, it has some 2% categories, but....!)

Re: Metal cards to plastic.

Red1Blue — Sun, 27 Jun 2021 02:10:17 GMT

Now a days every thing is digital like Apple Pay / Google Pay and other things. I have over 30 credit cards. I carry only 2 cards in my wallet.

Re: Metal cards to plastic.

TheBoondocks — Sun, 27 Jun 2021 02:23:45 GMT

Wait, so could you use google pay or samsung pay by the phone? Like how do I add my cards as digital? I got my membership cards like exxon, oreilly, etc on the app which is shows me the info and i don't carry it anymore which is good. i still have pics of it, i could just type it in. I have like 20 cards right now. please help lol.

Re: Metal cards to plastic.

unsungivy — Sun, 27 Jun 2021 02:29:01 GMT

Really, the main purchase type you HAVE to carry a physical card for is sit-down restaurant dining (having to send your phone off to be tapped after a steak dinner... Not happening). Oh, and pay-at-the-pump for gas stations. Everything else, as a generality, you should be able to cover with a digital wallet on a regular basis. Granted, not everywhere takes it, but you can figure out what those exceptions are and plan for them (for example, neither Lowe's not Home Depot take digital wallet near me... But that's ok now that I've switched to buying gift cards from Amazon on-demand with my Amazon Visa.) For me, I'm carrying my AOD, Savor card, and Amex BBP once it arrives. Everything else will be strictly digital wallet.

Re: Metal cards to plastic.

unsungivy — Sun, 27 Jun 2021 02:27:03 GMT

@TheBoondocks wrote:
Wait, so could you use google pay or samsung pay by the phone? Like how do I add my cards as digital? I got my membership cards like exxon, oreilly, etc on the app which is shows me the info and i don't carry it anymore which is good. i still have pics of it, i could just type it in. I have like 20 cards right now. please help lol.

Yes you absolutely can!!!for Google Pay, go to Payments and add credit/debit card. Follow the instructions (which usually involve your bank verifying it is you somehow). I assume Samsung pay is the same. Then at any location that takes "tap to pay" just hold your phone up to that pad and it will vibrate etc

Re: Metal cards to plastic.

TheBoondocks — Sun, 27 Jun 2021 03:04:59 GMT

@unsungivy wrote:
@TheBoondocks wrote:
Wait, so could you use google pay or samsung pay by the phone? Like how do I add my cards as digital? I got my membership cards like exxon, oreilly, etc on the app which is shows me the info and i don't carry it anymore which is good. i still have pics of it, i could just type it in. I have like 20 cards right now. please help lol.
Yes you absolutely can!!!for Google Pay, go to Payments and add credit/debit card. Follow the instructions (which usually involve your bank verifying it is you somehow). I assume Samsung pay is the same. Then at any location that takes "tap to pay" just hold your phone up to that pad and it will vibrate etc

Thanks bro! The thing is, I lock my cards. Would it still work and how many cards can I add to google pay? I know samsung pay is 10. I guess i never have to cancel my 20 cards when I turn 50+ lol...

Re: Metal cards to plastic.

TSlop — Mon, 28 Jun 2021 03:51:01 GMT

Speaking of Google Pay... how does it work with your cashback categories? I'm assuming it doesn't affect it. I only used it once so far for a Discover promo, and it appears it coded correctly at a supermarket where I tried it out.

On a separate but related note, I think it would be awesome to shelve some cards and only keep them in the digital wallet. However, I feel like I'd be upset with myself for missing a cashback opportunity at a place that didn't have a "tap to pay", and was forced to use the physical catch all card that I would carry as a backup.

Re: Metal cards to plastic.

TheBoondocks — Mon, 28 Jun 2021 16:35:08 GMT

For some reason I can't get my chase freedom and flex card to work, it works online but not in store.