topic Re: Amex Charge Card Annual Spend (Platinum / Gold / Green) in SmorgasBoard

Amex Charge Card Annual Spend (Platinum / Gold / Green)

Anonymous — Sat, 15 Jan 2022 17:38:01 GMT

I haven't been able to find this topic on the forum but please point me to a thread if it exists.

How much do you charge annually to your Platinum, Gold, or Green Card?

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

4sallypat — Sat, 15 Jan 2022 17:42:36 GMT

My personal Plat card in 2021 - charged a total of $31K and our household income is $175,000 so about 18% of annual income.

Last year was a high year due to a house we bought and the improvements needed.

Plus a retention bonus for 60K MR points to keep the Plat another year helped with spend - "had to spend an extra $3K"

2021 spend:

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

Creditplz — Sat, 15 Jan 2022 18:13:58 GMT

Last year I ended up hitting $341k...

this month, or half month should I say I've only ran 9500 on the card, Dec/Jan/Feb/ are some of my traditionally slower months.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

EAJuggalo — Sat, 15 Jan 2022 18:27:02 GMT

I put about $20k on my Gold Card last year.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

Anonymous — Sat, 15 Jan 2022 18:41:50 GMT

So I think a safe answer would be "It varies greatly" like almost any card. (Although the charge cards probably get more higher end)

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

Gunnerboy — Sat, 15 Jan 2022 18:44:31 GMT

Enough to offset the AF.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

bilwilvegas — Sat, 15 Jan 2022 21:21:35 GMT

For 2021

Platinum - $175,254.30

Gold - $148,795.70

Combined - $324,050.00

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

NRB525 — Sun, 16 Jan 2022 02:41:09 GMT

Green: $6,700

Gold: $17,700

Platinum: $12,000

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

Aim_High — Sat, 05 Feb 2022 21:56:18 GMT

@bilwilvegas wrote:
For 2021
Platinum - $175,254.30
Gold - $148,795.70
Combined - $324,050.00

That's it, @bilwilvegas? Lol

In the context as mentioned earlier, what's that as a percentage of annual income if you don't mind sharing?

Also of note ... if you put all that on the Platinum card, you might get an offer for a Centurion card since I've heard that AMEX targets profiles spending over $250K annually on Platinum for that upgrade.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

bilwilvegas — Sat, 05 Feb 2022 21:56:53 GMT

@Aim_High wrote:
@bilwilvegas wrote:
For 2021
Platinum - $175,254.30
Gold - $148,795.70
Combined - $324,050.00
That's it, @bilwilvegas? Lol
In the context as mentioned earlier, what's that as a percentage of annual income if you don't mind sharing?

Also of note ... if you put all that on the Platinum card, you might get an offer for a Centurion card since I've heard that AMEX targets profiles spending over $250K annually on Platinum for that upgrade.

That would be around 15% of my earned income last year. Most of the gold card spend is restaurants and groceries so I would not want to use the platinum card on those and only get 1 point instead of the 4 points I get on the gold card. I hit just over 950,000 MR points last year between the cards and a few referral bonuses. This was my first year with Amex (member since 1991 but I stopped carrying cards and used cash / debit cards for many years . . . just caught on to all I was missing in the points game about a year ago) and I thought they looked at combined spend on all of your AMEX cards. If it is just Platinum cards then I will be sad as I most likely wont ever see a centurion invitation (I know it is a stupid amount of money for the initiation fee and annual fee, but I think I would really be tempted to take the card just for the fun of having it). We spend a ton of time in Belize and unfortunately at the end of January 2022 the country of Belize had some sort of banking issue and their national bank needs to negotiate new terms with AMEX before anyone in the country can accept AMEX again. I am hoping they get that resolved soon. In the mean time I am using my X1 card for all of our expenses down in Belize (Which has worked out well as I just got back and have earned 204,500 X1 points during my first 30 days with that card).

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

FinStar — Sat, 05 Feb 2022 22:09:11 GMT

@Aim_High wrote:
@bilwilvegas wrote:
For 2021
Platinum - $175,254.30
Gold - $148,795.70
Combined - $324,050.00
That's it, @bilwilvegas? Lol
In the context as mentioned earlier, what's that as a percentage of annual income if you don't mind sharing?

Also of note ... if you put all that on the Platinum card, you might get an offer for a Centurion card since I've heard that AMEX targets profiles spending over $250K annually on Platinum for that upgrade.

Not necessarily. They changed the internal criteria to be more selective for both the personal (typically more selective) and the business version of the Centurion card. Several years ago, the minimum spend requirement (of several other criterion) was rumored to be around ~$250K. Some folks got invites, others did not.

That isn't the case anymore as not as many personal versions of the Centurion cards have been issued in the past several years as compared to a decade ago. It's not only based on annual spend. When I received a Centurion business invite around ~2000, my annual spend was >$300K (I didn't go through with it, but it was nice of AENB to have considered my business relationship for the invite). So, no one knows what the magic formula is these days.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

bilwilvegas — Sat, 05 Feb 2022 23:14:26 GMT

Congratulations on having received an invite to Centurion. Even getting the invite is an honor. I hope to see one some day, but it truly seems that the algorythm is top secret and all we can do is use the cards as we do and see if an invite ever shows up.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

K-in-Boston — Sun, 06 Feb 2022 01:55:54 GMT

The business offers, while not exactly common, do seem to still trickle out. Last time I checked the FlyerTalk thread on it, there haven't been any US-based (international branches have differing criteria) personal invites in a few years there with several posters claiming to have Amex spend in the millions annually. As FinStar mentioned, it doesn't just seem to be about spend anymore. The rumor mill is that they are looking for certain types of lifestyle spending and ability to influence.

My charge card spend hasn't been as much the past few years (looks like just a touch over $24k in 2021 mostly on Gold and just under $40k in 2020 mostly inflated from a $20k spend requirement for a Business Platinum Welcome Offer at the beginning of 2020) but I do tend to spend a considerable amount taken as a whole across my Amex cards.

Re: Amex Charge Card Annual Spend (Platinum / Gold / Green)

bilwilvegas — Sun, 06 Feb 2022 02:37:18 GMT

@K-in-Boston wrote:
The business offers, while not exactly common, do seem to still trickle out. Last time I checked the FlyerTalk thread on it, there haven't been any US-based (international branches have differing criteria) personal invites in a few years there with several posters claiming to have Amex spend in the millions annually. As FinStar mentioned, it doesn't just seem to be about spend anymore. The rumor mill is that they are looking for certain types of lifestyle spending and ability to influence.

My charge card spend hasn't been as much the past few years (looks like just a touch over $24k in 2021 mostly on Gold and just under $40k in 2020 mostly inflated from a $20k spend requirement for a Business Platinum Welcome Offer at the beginning of 2020) but I do tend to spend a considerable amount taken as a whole across my Amex cards.

Unfortunately I am far from a celebrity and I can barely influence myself LOL I will most likely not see an invitation . . . but the hope will always be in the back of my mind. :-)